JANUARY 2023 MONTHLY BUDGET WITH ME | SINGLE MOM, REAL INCOME

Hey Guys. Today we are going over my January 2023 Budget. January is a reset month for me and I am focusing on getting current with all of my bills so I can accomplish all of my goals this year. I don't have a lot of goals for 2023, but these goals will have the high impact on mine and my children's life. Leave me a comment below. Hope you all enjoy ❤

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Disclaimer:
I am not a financial advisor. I cannot give financial advice. I am sharing my personal experience of paying down $75k debt.
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[alexis_reloading]

Hey guys, welcome to another video. This one is a little longer, but it is packed with lots of information. Thanks for watching 💕

[newguyguy]

You got good income! You must have gotten a raise or a better job. Happy for you! Your net take home is 50000 plus! I am curious as to what you do?

[leahtaylor]

Sticking to a budget was a practice in self discipline, but making it a challenge to see what I could save each pay period and use to pay debt off was definitely worth it….

[sonjafoxwell]

I use Utica. I went from $1, 200 every six months to $1, 502 a year, including rental insurance of $152 a year. Then it went up $300 cause I bought a 2022 Subaru Legacy in March of 2022. I pay it every July.

[midlifekhrissy]

Amazing. You’ve cleared the overdraft in one month

[slowman]

Hi! I just found your channel and I love that you have a buffer put in! I use State Farm but they said everything has increased. But you can shop around or do a Re-Rate with your current one to see about any discounts.

[budgetboss_j]

I’m in NJ so I’m using NEW jersey manufacturer. I had Geico previously and they also kept going up for no reason so I left them alone.

[dustinmarie]

I’m with American West for insurance, it’s a semi local business. I pay less than $95 for full coverage and renters insurance. Deductible of $500.

Also, have you considered a loan to consolidate your credit card debt so you have only one payment?

[BudgetingwithTracey]

Happy New Year Alexis!! I enjoy your budget videos 😊😊

[Roadmappingtofi]

I have my car insurance through farmers and I really like them. Also have you looked into switching your phone plan? I have tmobile at $170 a month. I just bought an unlimited plan through mint mobile for my son and I. They have a deal going on right now which is buy 3 months get 3 months free. The unlimited is $30. So I paid $180 for 6 months of unlimited and will pay $360 in 6 months for the rest of the year. It's going to save me $1, 500 this year. They use the same towers as tmobile and the coverage where I live is great.

[tamelahammock]

I am with Allstate but it is nationwide that it is going up rediculously

[jbscents]

I’ve had GEICO for years and this year it went up over $300 for my 6 month, I ended up going to progressive and saved over $500. Inflation is hitting everything and everyone.

[BudgetingwithTracey]

I have car insurance through Costco it’s called Connect. My policy also increased.

[budgetwithfatima]

I use farmers insurance but everything is going so high right now 😞😞😞😞😞