The Ultimate Guide to Leveraging Your Home Equity to Invest

If you've ever wondered about using home equity to invest in real estate, this video is for you. I'm sharing what equity is, how to build it, and how you can use your equity to grow your real estate portfolio.

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For many people, part of the American Dream is owning your home. Owning your own little piece of the world evokes a sense of pride for a lot of Americans. Now, I'm not here to debate whether this is right or wrong - that's another topic for another video.

But the simple fact is, if you own a home and you haven't considered leveraging your equity, you're overlooking an incredible tool for building wealth. Utilizing home equity is one of the most common strategies to obtain the funds for the down payment for a cash flowing asset.

I know this is a topic that many of you have questions about. If you scroll through my Q&A videos, you'll notice that many of the questions are about the best ways to utilize equity. That's why I wanted to create this video as a guide for you to gain a better understanding of what equity is, how to build it, how to access it, and more.
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DISCLAIMER: I am not a financial adviser. I only express my opinion based on my experience. Your experience may be different. These videos are for educational and inspirational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. There is no guarantee of gains or losses on investments.

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[moeedahmed]

Nice video. Please suggest couple of good financial institutions for HELOC. Thanks!

[LeviHeatonIII]

It is ALWAYS cheaper to build UPthan it is to build OUT. If you are strapped for cash why would you dig new foundations for a footer when you could just add an additional floor more efficiently?

[barryredman]

2Y in Lubbock market, and negative equity.

[МарияГаврилова-жй]

Спасибо большое вам Моррис красивый мужчина❤

[IamChucky_]

If a HELOC is interest only for the first 10 years how do you pay down principle?

[janetterodriguez]

@Morris Invest so you could use a HELOC to acquire 2-3 rentals, using HELOC on down payments, but your still have to qualify for other loans to get those properties, correct? What kind of loans do you recommend for that?

[growingupcoastal]

So if you do the HELOC and use that money for a down payment, you have to pay a monthly payment on the HELOC AND you have to pay the new mortgage payment right? So obviously you would use the rent money to pay both of those, but will there be any money left for your cashflow?

[forzatech]

I would like some advice on using a heloc or any type of home equity loan. I bought my home in 2020 for $360, 000 and still owe about $333, 000. My home appreciated to about $450, 000. What would you do in my situation?