SSB vs SGS vs T-Bills - Which Is Better?

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Singapore Bonds - Where to get more info:

Singapore Savings Bonds (SSB)

Singapore Government Bonds (SGS)

Treasury Bills (T-Bills)

Training resources:

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Investing tips and tutorials to help you out:

HOW TO INVEST IN DIVIDEND STOCKS

HOW TO INVEST IN REITS

HOW TO GROW YOUR CPF FOR RETIREMENT

HOW TO READ A FINANCIAL REPORT

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[AzrinMd-qg]

Great Insight & explaination guys... With TBills & SGS bonds above CPF rates, these instruments look very tempting to be parked under.
Its great to have more of these alternatives instruments roundtable talks like ILP, Cash Management accounts, FD..

[qoywrfg]

Great video. Short and informative.Am looking at T bills now.

[janiceleong]

The latest SSB issue (for Sep'22) is at 2.8% 10-yr average return but I think it is still attractive.

[NaiShinLai]

I like to learn more about selling/buying T bills on secondary market. Can buyers see the yield he/she is buying into?

[Roy_]

First view, like and comment! Huge fan!

Appreciate if u guys can do a follow up on Chinese tech stocks since they just released their 1H CY2022 results! 🙏🏻

[clw]

Good information... Macbook is screaming to be cleaned though.

[benk]

Hi I am new to this. Can you provide the link to the T-bills and SGS bonds for trading on the stock exchange? Thanks.

[treadstone]

Keep biding low or don't bid at all, will of course end up getting low yield. Simple demand and supply principle, yet many people don't understand. The new comers have now caused T-bills yield to be lower than fixed deposit. What's the point of biding 4% when fixed deposit rates from RHB and CIMB are already at 4.1 and 4.2 respectively. You might as well stick to fixed deposits and leave T-bills to those who want to make higher returns. Only when all of us bid higher then the yield will be high.

[mrlester]

Thank you for sharing the comparison!

One random observation I got last week:
My wife and I walked past UOB bank and realised there was a long queue (same for DBS) and saw notices saying queues were for Fixed Deposit and that they had to suspend the queue at that point due to too many people.

Lots of ??? Popped up in our mind.

I have a couple of questions regards REITS and dividend shares, as compared to SSB/SGS etc.

For REITS, yield could be 4-5% (in my impression) already and there’s also likelihood of capital gains. Likewise for dividend based shares like DBS for example- volatility is not too high and yield is pretty solid.

In comparison wouldnt you say these would be better for more optimisation of course investment for the “not super conservative” folks?

[doraemxn]

Sgs n Tbill hold till mature, capital guarantee?

[alphath]

Thank you for sharing. Could you share the comparison table with interest rate? Thank you in advance

[zofg]

when they say T bills, do they mean US T bills?

[kks]

Hi. Can a foreigner without working in Singapore purchase SSB? If yes, how? Thank you.