Does your Overdraft affect your Credit Score?

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We’ve all dipped into our overdrafts, especially during challenging times or major events like Christmas and birthdays. However, the burning question remains: does using your overdraft impact your credit score?
The answer isn't straightforward so I'll run through it in this video.
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Overdrafts are a rip off in my view!

Best thing to do is ask for a personal loan!

joannesaltfleet