My Favorite Cash Back Credit Card Setup 2022

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Best Cash Back Credit Cards 2022 | Top Cash Back Credit Cards Set Up | US Bank Cash Plus | Citi Custom Cash | Amazon Prime Rewards Visa Signature | Wells Fargo Active Cash | Discover IT Card | Chase Freedom Flex Card

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Great stuff i hybridize my rewards because I travel so much and the prime card is going to come in clutch for the whole foods across from my hotel when I’m back in Columbus!

OfficialChadsMoneyMinutes

now that Wells Fargo has updated their app I am liking the Active Cash more. Also loving the My Wells Fargo deals. And they pay out your earning in 1-2 days after the transaction posts. My capital one shopping takes weeks to receive

TheAudioCzar

Love the fact you chose the WF Active Cash instead of the Citi Double Cash. Most of the YouTubers always select the Double Cash (I think Citi pay many of them) but for me always between the 2% cash back credit cards on the market the Active Cash is the best option. Great video Luke! Keep Going!

fabiocreator

Great point on Wells Fargo not being the only bad apple.

JesusGarcia-dnek

Nice job Luke! I put these cards into my personal spend calculator and...

AMEX Gold/Plat Duo: 28% more value than CB (39% if all travel is booked through Amex Travel)
Chase Trifecta: 25% more value than CB (38% if all travel is booked through CTP)
C1 Venture X/Savor One: 27% more value than CB (50% if all travel booked through C1 Portal)

Current Cash Back setups really aren't that bad if you don't care about any of the extra benefits.

bamaedward

I definitely need to add that citi CC & Flex👍🏼

I also really like the paypal card.
For business expenses i love the FNBO evergreen: 2%, $200 SUB, + $100 anniversary bonus after $10k

docsays

I am a proud owner of all these cards except the Active Cash. I applied back in January...Wells Fargo didn't like me. 😑 The only card I have been denied for in like 3 years. I will apply again in the future for sure though.

GlacialSilenc

The Wells Fargo and us bank paired are my favorite assuming you don’t have travel expenses and you don’t have a too large grocery bill. Otherwise I’d go with the Amex blue cash preferred with the us bank.

itstat

Like how bout the refreshed PayPal MasterCard. Are you giving it some love ?

eddyjazza

I just got approved for the Freedom Flex and locked in 5% cash back on gas for the first year... excited about the cell phone protection too. Planning to get the CSP next... unless you think the CFU makes a big difference.

legacysakib

Definitely agree with you except WP Active card

learningenglishthroughsust

Great fact to keep tge wp active card. Thanks buddy

donmaster

I'm not only an oddball for not a prime member but don't even use Amazon.

mitchell.

Agree with your first 5 card, nice video

nahiannafi

I agree with all your picks, except in the 2% category. I prefer the FNBO card. Unlimited 2%; rewards don’t expire; high limits; and yes, $200 welcome bonus. Only drawbacks are $25 mini and I believe it has foreign transactions fees. Great video

junitolopez