Dave Ramsey: 25 Things POOR People Waste Money On! FRUGAL LIVING 2023| Frugal Living | Fintubertalks

Join renowned financial expert Dave Ramsey in this eye-opening video as he reveals 25 things that poor people often waste money on. In the quest for frugal living and financial independence in 2023, it's crucial to identify and eliminate these financial pitfalls that can hinder your path to prosperity.
With Dave Ramsey's expert guidance, you'll gain invaluable insights into the habits of frugal people and learn how to make wise financial choices. Discover the keys to frugal living, personal finance, and frugality that can lead to financial freedom and a secure future.
As you delve into this video, Dave Ramsey will empower you with practical money-saving tips and strategies to save money effectively. Gain a deeper understanding of the financial education needed to make informed decisions and prioritize your financial goals.
Don't miss this opportunity to learn from one of the most respected voices in personal finance. Join the Fintubertalks community as we delve into the world of frugal living, debunk financial myths, and embrace the power of frugality on our journey to financial independence. It's time to take control of your financial destiny and build a solid foundation for a prosperous future.

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[fintubertalks]

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[kimberlychin]

1. Lottery Tickets
2. Expensive brand-name clothing and accessories
3. Frequent eating out or ordering takeout
4. Unused gym membership
5. Cigarettes and tobacco products
6. Excessive alcohol consumption
7. Impulsive purchases and impulse buying
8. Paying for unused subscriptions
9. Overpriced convenience snacks and drinks
10. Cable and TV with extension channel packages
11. High-cost cell phone plans with more data than they need
12. Frequent coffee shop visits and specialty coffee (brew coffee at home)
13. Buying pre-packaged or convenient meals (at least this is better than eating out)
14. High-interest payday loans or cash advances (just don't do it)
15. Late fees and penalties (avoid)
16. Unused or unnecessary insurance policies
17. Excessive and wasteful energy consumption
18. Buying new instead of second-hand when there's no difference
19. Frequent car repairs due to lack of maintenance (change your oil!)
20.

[Mechanics_world]

This helps a lot and avoid wasteful habits

[bp]

Tattoos and piercing's are the most prevalent things I see low income people spending money on.