Still Spending On A Maxed Out Credit Card!

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**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
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My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you're feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it's completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

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[JoshEbersole]

If you don’t understand how interest works on a credit card you SHOULD NOT have a credit card.

[Do_You_Dare]

I respect this man for helping people like this. It doesn’t take long to fall under and drown

[JayJay_]

It's crazy how people don't know what interest is, I work in fraud at a bank and literally had someone call in because they saw the interest rate on their bill and thought someone charged to their card, then once I explained what it was, they said they thought interest meant they got that money back, like a cash back reward.... She was 53

[whiteperson]

Did my guy smoke a doobie before the interview jeez lol 😂

[SpoonHurler]

My dude definitely has the 20 you spotted him back at the crib and will get you when he sees you in a couple of days. Totally.

[rebashhhh]

dude I am so happy I found your videos, I am very grateful that my parents taught me the importance of saving and investing and as much as I feel i don't have a tonnn, I see all these people that you bring on and I not only feel more secure in my position, but it gives me motivation to not make these mistakes that in hindsight seem so simple to make an avoid, and practicing more delayed gratification. I do the cash envelope exclusively with larger purchases and nights out with friends and things that I want to be able to freely spend money on, and it's allowed me to save a significant percentage pump more on a monthly basis because having something tangible in front of me has me think on the decision more. You're going the lords work!!! never stop hustling for this generations financial literacy!!

[gseybold]

This is great. Happy to see you helping people and calling them out. I hope people take the meeting seriously and turn it around. I know it's not easy starting out and the CCs are way too easy to use instead of cash or doing without.

[effytraveler]

His videos have changed me from using my credit card anymore and being wise about food shopping to pay it off. I have a debt I can’t pay in full and get interest that of course means I am paying a percentage of the principal when I do more than the minimum.

[samdoessomestuff]

Thank god someone is helping these people

[riskingmybiscuit]

This is why stuff like this needs to be taught in high school responsibilities

[borix]

this guy is how id imagine you're average frat guy to be like

[dialedmedia_]

I really needed to hear this, this man had to be the target of the heat yet it brings light to a lot of people's situations.

[kimmypossible]

I love him. I make good money and, ironically, I am an financial accountant. Yet I barely make it every month. I don’t owe any credit card debts, no car loan, but for the life of me can’t build up ANY savings. Watching his videos is like an epiphany and motivates me to tackle my finances.

[BlackRose]

Caleb guna need an Ativan script pretty soon

[jacob_montes]

Just want to say I appreciate your videos. The way you tell these people the truth hurts no doubt, but for some it’s the only way they’ll understand. Keep it up.

[paypayyo]

He’s like my generation Dave Ramsey lol I like it

[AmericanArgonaut]

I’ve watched 50 of these video of you checking people on their spending habits… but I just subscribed b/c your a Lions fan… just keeping it real..

[theohiaoancowboy]

I'm blessed to have the parents I have and I watched Dave ramsey

[donriddler]

This is crazy people forget about money in places and what's owed this is insane. Banking and managing money should be in every school curriculum.

[perduedoo]

Very thankful to have a financially smart father to pass this info down to me at a young age.