Best Credit Monitoring Service: Tested & Reviewed

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After extensively testing the best credit monitoring service on the market – *Aura consistently ranks #1 as the all-in-one digital solution you need to guard against credit fraud AND identity theft.*

If you’re going to pay for a digital solution, you need the whole package. You want *identity theft protection on top of credit monitoring* and all the tools you need to ensure your family’s digital safety, like parental controls and comprehensive insurance.

🛡️Our top pick for all-in-one digital security and excellent credit monitoring:

*About Me & Security Hero*
I’m part of a team of *9 online security experts with 40+ years of combined experience.* We extensively test credit monitoring & identity theft protection solutions to empower people with information on staying safe online.

*You should get Aura if:*

✅You’re looking for a *comprehensive continuous credit monitoring tool.*
✅You want a *detailed breakdown of your credit score and credit lock* at your fingertips.
✅ You want *comprehensive insurance sufficient for you and your family,* ( *up to $5M* on the family plan).
✅You want a *competitively priced solution* for the long run.
✅You want *all the tools you need to protect yourself, your family & assets available to you regardless of the plan* you’re on.
✅You want complete protection, including excellent *Antivirus software, VPN, parental controls, and additional services like cyberbullying protection.*

*You should get Identity Guard if:*
❌You don’t mind paying extra to unlock all the credit monitoring tools *(however, at this point, you’re better off with Identity Guard’s successor, Aura).*
❌You’re looking for excellent dark web monitoring.

*You should get ID Watchdog if:*
❌You’re fine with paying more for ID Watchdog’s Premium service to unlock all the credit monitoring tools.
❌You’re already using another service for dark web monitoring because ID Watchdog’s service proved unreliable in our tests.

*You should get IdentityForce if:*
❌You’re looking for an excellent credit monitoring service and are happy to pay more to access these tools.
❌Budget isn’t an issue at all (IdentityForce is expensive!)

*You should get IdentityIQ if:*
❌You don’t mind paying more for IdentityIQ’s highest-tier service to unlock the real-time credit monitoring you need to protect yourself.
❌Budget isn’t an issue, as IdenityIQ is not a cost-effective monitoring service at all.

*You should get PrivacyGuard if:*
❌You don’t mind paying more to access real-time credit monitoring.
❌You’re okay with no identity theft insurance – so should hackers take out loans on your name, you won’t have any protection to cover these losses.

*Table of Contents*
00:00 Types of Credit Monitoring Services
01:59 Best Credit Monitoring Intro
02:03 ID Watchdog
02:49 IdentityForce
03:35 IdentityIQ
04:40 PrivacyGuard
05:30 IdentityGuard
06:18 Aura

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Security Hero provides honest and unbiased reviews on today's best identity theft protection services. For more privacy and cybersecurity-related content, here's what's next:

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