Professional Liability Insurance | E&O - When Do You Need It?

Professional Liability Insurance or E&O - When Do you Need It?

Professional Liability insurance, errors and omissions, E&O, and malpractice insurance all fall into a similar bucket of coverage and are designed to protect an insured from claims which can arise from providing professional advice or services to clients.

Are you a professional or professional service provider and wonder if you need professional liability insurance or E&O insurance?

Do you question if your business or occupation qualifies as a "profession" that would need professional liability insurance or E&O insurance?

In this video, I’m going to explain professional liability insurance or E&O insurance in detail as well as what constitutes a professional when it comes to insurance.

Have other questions not been answered here?

Or you can call or email me!

Gordon B. Coyle, CPCU, ARM, AMIM, PWCA
The Coyle Group
845-474-2924

[lindamwilliams]

Help Me Please, I need one day event ins !

[lw]

I’m a new construction contractor, need construction defect coverage, I believe that falls under E&O professional liability ins

[merrykrichtsamt]

I was wondering if a sole trader / self-employed with liability insurance has its savings / assets more protected than being the sole director of a limited company used to conduct its business. Does a limited company in any case offer more protection? or also the limited company director can be sued together with Limited company itself?

[jeremyvargas]

I am trying to become a mobile private swim instructor. Going to client's homes/pools and teaching children and adults how to swim. Would I fall under MPL (miscellaneous professional liability) insurance?

[DoctorDtox]

Hi do you need liability insurance for a podcast/amazon associate seller?

[abad-enoughdude._.]

As a freelance writer, I recently heard that E and O does not cover claims that happen before or after coverage, even if the piece was written during the time of coverage. If this is the case, how can freelancers ever retire and not pay for E and O anymore if ppl can just make claims after the fact? Thanks.

[AlexanderGoeke-mc]

If Im a luxury real estate photographer and filmmaker, who also does other creative production services, should I get General Liability insurance or E&O? I don't have any employees