Tim Bennett Explains: To save or to invest?

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[tza]

Really great video, helpful with my economics a level!

[MisterBraithwaite]

Great video! Very informative and you have the best way to explain finance to someone like me who is wanting to enter the world of investing for the future and has so many questions. Followed from your previous company. 

[mohameddjessas]

One of the arguments in this video seems to be that if you leave your wealth in cash it will be eroded by inflation, so you should buy stocks to avoid that. However, if you want to avoid inflation risk and you are not keen to experience the large drawdowns that may come with stocks (Japan never recovered from the early 90s), you are better off buying index-linked Gilts (TIPs in the US).

[laurabignami]

What about inflation linked bonds? They allow one to preserve one's capital without taking risks.

[evilzzzability]

Not that long ago you had cash "savings account" that would nominally pay 1-2% over inflation on the condition that you tied your money up for 30 days, however modern fiat money and the banking system no longer serves the purpose of aligning savers with borrowers. Those who wish to save are now forced into risk assets, which is why the next crisis will be absolutely crushing. Far too many people have been forced into stocks/bonds/property in the chase for a yield, which has inflated asset priced and pulled forward future earnings. My advice is to hold some gold.

[prashantbhosale]

Make videos with high volume output :( Tim you sound so low.

[anupamasingh]

Given the current economic conditions of India and corruptions, what approach middle class earners should take before investing?