Why Millionaires Don't JUST Buy Term Insurance...

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Комментарии
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This my friends is a life insurance salesman, what he's saying is his commissions are much bigger when you buy while life insurance.

RocketsharK
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Life insurance agent here! Best life insurance is for life insurance. The investment side is really poor because you are also paying for the life insurance cost, fees(especially expensive if you are not young and healthy) there is caps, limited investing options and more.

For most
People term or a long term no lapse guarantee UL that doesn’t build cash value and just provides a lifetime death benefit are the best options

malikking
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I have an iul policy. I will need to increase my payment by 38 per month in retirement to keep it in focus when I die. It’s a terrible product. Most policies are not in force when a person dies. Save money, invest in something else.

siglandoe
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key word structure the right way, this is what a lot of people don't inform,

_CashFlowTy
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Whole life is garbage. Do the math. It’s much better to by term, and invest the difference. You’ll make much more with the extra money in an index.

jongolden
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The saving account in a whole life policy goes to the insurance company when you die not your family. Plus you get charged to use your cash value ("Savings account") Your real estates cash increase can go to your family.. Whole life is a scam. UIL is a bigger scam. Owning a whole life is like paying your boss to come into work.

carlosvaldez
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Whole life is garbage ... Minimal saving for you Maximum saving for the Life insurance company

conigjo
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Yet although fica value go up the fiscal value of money become less.

wjg
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How do you structure your life insurance to appreciate in value like a real estate investment?

Herbs