A look into Michigan auto insurance rates

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A study shows that Michigan drivers pay the highest insurance rate in the country. This comes four years after the auto insurance reform. Douglas Heller, director of insurance at the Consumer Federation of America, joins CBS News Detroit to weigh in.
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I have not been able to drive for years because all insurance companies charge me over $1000 a month for plpd. I have never had any driving issues. No accidents, no d.u.i.'s. I didnt drive for a couple years. Thats it. I didnt have insurance because i didnt drive, or have a car. And it ruined my life. And i have no hope of fixing it because somehow literally every insurance company somehow charges me the same amout. I dont understand why im punished for following the law. And now ive lost everything and am homeless. How is it legal for them to charge me this outrageous rate? I know people with 2 dui's that dont pay this much. How is this legal? Wtf

Dj.Stevilgenius
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I pay 4500 dollars every 6 months for full coverage with State Farm cause I live in Detroit. Ridiculous

marieford