7 Credit Card Traps That Will Make You Poor

When it comes to credit cards, it's easy to fall into the many traps they hide behind the nice credit you get. Did you know that the average american has around $5,769 in credit card debt?
And with the incredible interest rates that you are charged on your credit card balance, believe me, it's almost as asking money to the mafia.

In this video I want to share with you 7 mistakes beginners make when using a credit card and how you can avoid them.

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*Timestamps*
00:00 Intro
00:26 1. Paying only the minimum
03:16 2. Points and bonuses
04:52 3. Payment Coupling
06:48 4. Wanting to build credit
07:39 5. Balance Transfer
09:00 6. Introductory Rates
10:47 7. Late Payments
11:34 Conclusions

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Disclaimer: I am not a Financial Advisor; any investment commentary are my opinions only. Some of the links in this description are affiliate links that I can get a kickback from if you make a purchase at no additional cost to you 😜

[violadagostino]

So useful. I must listen to it, immediately!

[youtubecreatorcommunity]

Hey Rick, I wanted to say that after watching a few of your videos, I am come to the conclusion that its only a matter of time before you start to break out. After watching this video and your two most popular videos, the difference is clear. Your two most popular videos are better-paced and do a better job of keeping the viewer engaged visually. So it's not surprising that your two most popular videos are the ones where you did your best editing. There is a video you should watch (Not mine, another YouTuber) about the importance of pace and editing. It's terrific, and I think you would get a lot of it. I will be happy to send it your way; just let me know.

[Curlybyxee]

I had a credit card but never really used it. I can't imagine how people can loose control so much 😱