A Window of Opportunity for Investors as Mortgage Rates Start to Fall

Episode #999

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Ralph doesn’t just study the housing market; he actively participates in it as an investor. He’s on this BiggerNews episode to discuss the state of mortgage rates, when we should expect them to start falling, home price updates, housing inventory, and opportunities for investors that most homebuyers will miss.

We’ll discuss the real estate markets with the most and least housing inventory, why price cuts are rising, but home prices aren’t falling, the best markets for investors to take advantage of during the rate-to-price “delay,” and which homes are selling the fastest. If you want to get ahead of the curve and take advantage of hot markets with opportunities that (probably) won’t last, now is the time!

00:00 Intro

01:19 Lower Mortgage Rates On the Way

06:21 Inventory Hits Recent High

13:28 Markets with Most/Least Inventory

15:53 Price Cuts Rise, But…

17:33 Best Markets for Investors

20:52 Which Homes Are Selling?

23:04 Little Houses, Big Demand?

26:25 What Investors MUST Know

[anilgajwel]

Builders are already offering lower interest rates.. but still inventory growing up.. means.. no demand for houses now.. demand comes when prices go down

[forrestrealestategroupbrok]

Yea, rates drop prices go up. It’s a zero sum game.

[antoniostephano]

I love On the Market and love Bigger News but I am not sure I understand the difference if any in the shows. Both address market news and headlines and regularly have economists as guest. My question is merely out of curiosity since I watch both shows whenever they are broadcast.

[Adam_has_a_walker]

Do you see a risk of a recession at this point? The Sahm rule has been triggered and that jobs report was not good…I think we could be in for a wild year.

[CharleswoodSpudzyofficial]

Just bought a new primary at 5.6%. I have a 3% interest on our main home so we are renting it out instead.

[AnilMA]

No demand for Houses, seeing same houses last 3 months. chance is price down

[Man-u-flex]

Do you think house prices will stay up or go up even more when the mortgage rate goes down ?

[JohnAppleseed-cyrd]

Wouldnt you rather buy when rates go lower and the market gets flooded with even MOOOREEEE INVENTORY? This translates to even lower prices. These people are just trying to get payed and dont care about the buyers hahhahah

[professionalaesthetics]

Rates are not determined by the fed. They are more closely determined by foreign interest in the ten year.

[MKpixelfan]

We are almost finished finalizing a primary house purchase, all I care about is for that house value not drop.

[networth]

RATES NEED TO KEEP GOING UP, so prices will come down.

[PolitikPolitik-fhqc]

I don't expect the rates to drop atleast that much. The 50 year average is around 8. We are around the average. The low rates was the bubble bursting in early 2000s and then covid.

[MrGordo-cutm]

Don’t ignore the rising unemployment rate. Buy at your own risk

[Marilu]

Please stop saying economy is great high inflation and prices are here for regular Jo

[amp]

Makes sense to buy while rates are high then refinance when rates drop. Because when rates drop home prices will go higher so why would anyone wait till home prices go up. Those who refinanced during the Trump era will not sell because they have extremely low mortgage rates. Palm Springs Ca is imo, the best place to buy an investment property.

[johnnybgood]

Come on, baby. Lower those interest rates! Let's blow this housing bubble even higher. I have a non DSR loan on one 4plexes at 8.25% and I have another fourplex locked in at 6. 9 9% with Fannie mae

[edm]

The only way rates come down appreciably is due to recession, in which case prices aren't going up as a result.

[amp]

Makes sense to buy while rates are high then refinance when rates drop. Because when rates drop home prices will go higher so why would anyone wait till home prices go up. Those who refinanced during the Trump era will not sell because they have extremely low mortgage rates.

[ivanov]

Lol some economist this guy… Rates are going to drop atleast an entire 1% over the next 14 days. This guy knows nothing. It will be the elevator.