5 ways to Trick an Insurance Claim Adjuster

Does it feel like the insurance claim adjuster has the upper hand on you? Now you can fight back with some sound advice from a Public Adjuster.
Don't let the claim adjuster and the insurance company take advantage of you.

Trick an insurance claim adjuster and beat the insurance company at their own games.

Mike Keeler, a Licensed Florida Public Adjuster, use to work for an insurance company so he knows all their dirty tricks.

Let me share one Trick:

1. When the insurance adjuster makes you a low ball offer and you've tried a few times to get them to give you more money but they just refuse, what you can do, if you have property in Florida is to request a meditation thru the State of Florida.

I talk more about the process in the video.

This video is simply to let people fight on the same playing field. The insurance company and insurance adjuster use dirty tactics against you so it's time to fight back with your own tricks.

If you need any help with a claim, give me a call, Mike 754-252-5438

Toll Free (800) 311- 5753

[aaronmauldin]

Just curious, how are these tips supposed to help get the claim resolved quickly and accurately? Seems like they are tips to just torture the claims adjuster and drag things out.

[shelby]

This video was super helpful fuck all them haters

[rmulyni]

Thank you, adjuster that looked at my vehicle f##ked me over, now i have to go legal way to have my car fixed.

[holylabs]

Hi. You got all the adjusters pissed at you on here lol. Thats how you KNOW you doing something right. -What is the reason to file mediation and why is it good for them not to know?

[jimmyhunt]

Nice guys do finish last when you're dealing with money usually so you know what you're talking about...It is what it is baby

[laneroberson]

As an insurance fraud investigator of 33 years and former law enforcement officer, this man is giving very poor advice that could get your claim denied or even get you charged with insurance fraud. He seems to have no understanding of an insurance policy and the duties after a loss.

[halleannestratton]

You're making legitimate PAs looks bad. Isn't there enough real business out there?

[Mrgreen]

Got a good story for a car theft, could def use one right now buddy!

[ralphfavela]

Play dumb? Video record? Don’t show up for the inspection?? Sounds like a video of how to waste time and drag a claim out. This is literally the worst advice I’ve ever heard from a PA who ultimately wants to trick the adjuster and the insurance company. Smh

[shelleygold]

The tip about not being there during the inspection is brilliant!

[ESierra]

Uh, you advised to video record the damage inspection – then advised to _not_ be present during inspection, so as to avoid providing answers that will be used against your claim. How's that work? Should you have a friend do the recording?

[allaboutroofing]

7:05 "how to pull one over on the insurance adjuster" implies you are fraudulent. I feel sorry for whomever hires you to handle a claim. It's about reaching a fair and equitable settlement, not pulling one over an adjuster or insurance company. You even listed senarios where the an insurer could rightfully deny a claim. Thanks for helping our industry get a shitty reputation.
Definition of pulling one over - To fool or deceive one; to make one the victim of a prank or hoax. I'm pretty sure you aren't pulling one over the people that watch this garbage. 🤢🤮 Many people calling you out.

[Daniel_BDB]

I have an adjuster coming out in a few days and i have a feelings hes gonna be a pain just off the phone call we had

[TheSpydersBand]

Following my tornado claim, the insurance company adjuster was awesome. It was a give and take process that I thought was very fair.

[shaunwalters]

Trick number 4 - yes of course let’s provide false and misleading information.

Other wise know. As misrepresentation or in simple terms, fraud.

What great tips 😂

[marionyarbrough]

I don’t know who I I’m supposed to call to get my injuries and the pain that I’m trying to get help with Allstate Fire and casualty insurance to settle my claim for my injuries I have incurred in the accident can you please let me know please I’m going to hell and back with a person that I’m dealing with that I’m being treated like my health and my injuries are not going to get compensated for my car was totaled

[gregsteed]

Just because a wall is "damaged" or "stained". Doesn't mean it was damaged by an insured peril... nor does it mean that the wall cannot be repaired by drying equipment, stain blocker and paint.... and the schedule of loss or list of contents, adjusters want that, so I'm sure they would be happy you already completed it, idk why you want them to sign it, they Haven't inspected the contents nor are they contents experts, they may be electronics that need specific experts to open and look at it. If you cannot indicate when the damages happened the isnruance company may come to the conclusion they could of been done at different times and that could mean different claims and multiple deductibles... not a great idea. It's a statutory condition to work with the insurance company on your claim, they may even have a condition that requires you to make a statement under oath... you are just trying to be difficult, it will not help.

[Denise-serb]

Mike, do you know anyone who does your job in California?

[jessepena]

This guy sounds like someone who put a claim in because the neighbors down the road got new roofs from hail damage and he feels his 30 year old roof should be replaced too and didn’t get one. And now he hates all insurance companies and is hoping you ride his train lol adjusters are way more willing to find solutions when the insureds are transparent and helpful. The adjusters are paid hourly, not on how much money they save the company by denying claims or “lowballing” lol people don’t do these things, you’re setting yourself up for a poor claims experience that’ll most likely be dragged out longer than it needs to be.

[cmfall]

IA’s are largely paid on a fee schedule. The larger the claim, the greater the fee.

I dunno- I’ve always thought the best “trick” is to just be honest.