Best Bank Account Bonuses of April 2024

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[aguywhoplaysgolf]

In 2023: Bank Bonus


Key Bank $200
Wells Fargo $300
Citizens $400
Truist $400 (Never again!)
Chase $300
Citi $300
BoA $200

Yes, I paid some taxes
No, I didn't pay fees or charges
I had my direct deposit split 4 different ways
You can enroll each Bank with a unique zelle account to move money as needed to main account to pay bills or maintain balances.


I don't plan on doing this again for a few reasons but I went aggressive to see how much I could make.

[marquesevans]

Citi bank is another easy $300 pays out quick.

[jnsa]

Does opening new bank account like this impact credit score?

[geraldalves]

Wow, I'm working on the same Citizens Bank offer! Except I was only targeted for $300.00 for both the checking and savings. Lucky you that you got $400.00 from both of them!

[dizzyg]

Wait on that Chase offer until you have funds freed up to meet the terms for the $900 offer. Maybe try Truist, Chime, or Axos in the meantime. Just my 2c

[MrHawaiiboy]

Questions to think about say you do this. Is there a minimum amount of money you need to have in the account not to be charged a fee? And second question is do these banks charge you any monthly fees for just having the account in the first place?

[ntrlbrnpnoi]

Bro this is what I started doing too along with the SUBs for CCs it takes a little effort but well worthwhile. The 1099-int is not bad when you have a 1099-NEC as well or an LLC to offset all the taxes.

[MeBihhhh]

Most banks don’t count transfers as direct deposit FYI

[falf]

This is brilliant! I've been interested in this too. How do you plan to keep track for taxes for the bonuses?

[mikejames]

I do these 2-3 times a year. I wanna hit it harder but I feel like I need a better strategy. The Wells Fargo one took forever

[SpartanOfFinance]

The citizens bank bonus is easy money. They send me something at least once a month but I’ve been throwing them out. Not anymore.

[pedroprada]

Do you just close the account after getting bonus?

[AlanCD]

I wish that citizen bonus had a link 🔗

[MrHawaiiboy]

Most of the bonus offers I’m seeing are saying direct deposit has to come from an employer. Do you just avoid those or what’s the work around?

[MrHawaiiboy]

Question: when you dif the PNC bank bonus did you change your direct deposit from your main bank account to PNC or how did you activate direct deposit for this bonus?

[vijayanbalasubramanian]

You are forgetting to include almost 25% in tax to pay back Uncle Sam 😅