Excess and Surplus Lines Insurance - What Does This Mean?

In the ever changing world of commercial insurance coverage and the various types of policies, it is important for business owners to understand what is meant when a policy is offered to you that is written in the excess and surplus lines marketplace.

As a consumer, you should be aware of the differences. On the positive side, many of these policies can be tailor made to certain industries and offer coverages that mainstream insurance carriers cannot or will not offer. There are certain technical limitations, however, and Chip Fridrich provides a brief overview in this short 2:42 video.

Chip Fridrich is the President of Fridrich, Pinson & Associates Insurance Agency in Nashville, Tennessee. In this short informative video session, he discusses relative topics in the insurance industry in the areas of property, casualty, life, health, and long term disability insurance for today’s consumer.