Demystifying Health Insurance (Part 2)

Most people address their Health Insurance COMPLETELY the wrong way. Unless you have a severe chronic illness that requires frequent and costly treatments, you are likely best covered by a plan with a lower premium.

This is the secret that insurance companies HATE for you to know about. There is a reason why they encourage you to choose the highest premium plan that seemingly provides the “best” benefits. And that is because the cost of those “best” benefits is less than the additional premium they charge you!

They win, you lose! And Mr. B wants YOU to win!!

So, instead of choosing a health insurance plan based on a pre-set budget (which is what the Insurance Company wants you to do), Mr. B recommends that you first determine what is the most risk your family can absorb in a year. Consider what is called the “Out-0f-Pocket Maximum” then choose the most affordable health insurance plan that meets that maximum.

You will likely end up saving hundreds of dollars a month. Take a portion of that savings and buy a supplemental health insurance policy that provides additional benefits for hospitalization and Dr. Office visits.

And, most importantly, use some of the savings to buy a Life Insurance policy that provides Living Benefits. These are benefits payable to you if you have a critical or chronic illness or accident. It will literally put thousands of dollars of cash in your pocket that you can use however you like!!!!

So, when it comes to Health Insurance, it’s important to think outside of the box. It’s also important to seek professional help, especially when that help doesn’t charge you for it!!!!

So call Mr. B today at 321-621-4300 for a free consultation on your health insurance.

Or, click on the link below to set up a free and fun no-hassle call regarding your Health Insurance!

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