Why Do I Need Boat Insurance?

Are you wondering if you really need boat insurance or not or if there are differences in policies you should know about?. We are going to go over the reasons to have a good boat insurance policy and answer some of the most frequently asked questions about boat insurance. By the end of this video you will know why having boat insurance is a good idea, the approximate costs and the types of coverage is best for your needs. Stick around till the end to hear the 4 questions to ask your insurance broker/provider. In this video we will cover:

1. Is boat insurance mandatory? 1:24
2. Reasons to have boat insurance. 1:50
3. Should I get a rider on my home or cottage policy? 2:19
4. Should I get a stand alone boat insurance policy? 3:04
5. How much does boat insurance cost? 3:23
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Here is a video on the most frequently asked boat buying questions:

Check out the "Used Boat Buying Guide" here:

Check out our Boating Blog here:
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[davesavard]

I have an "agreed value" policy. No bickering with the insurance company as to the value in the case of a total loss.

[SeanHorsfall]

Have you ever had to make an insurance claim on a boat? Did it go well?

[pdm]

Hard to believe that there are boats on the water that have no liability insurance ! That would not be a wise move...

[krautAmerican]

screw hagerty they told me I don't know how to drive my boat because it's so big 36 feet so policy denied

[sqlbrn]

I'm not paying a whole year of insurance for a boat I use 4 months.