What’s Holding You Back From Changing Your Life? | April 12, 2024

The Ramsey Show (April 12, 2024)

Jade Warshaw & Ken Coleman answer your questions and discuss:
- "Can I afford to move out on my own?"
- "Is my dream job attainable?"
- "How do I get out of a car lease?"
- "How can I increase my income?"
- "How do I even get started on the plan?"

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[xero]

I love Ken and Jade together they don’t put up with any non sense and they get to the point.

[energypull]

Your shows are really helping me - I just keep streaming and I’m starting to change my habits. Great advice. Keep it coming!!

[hdsensing]

Great tax advice Jade in the tax session. I am an Enrolled Agent with 20 years tax experience. You nailed it.

[alycat]

I LOVED this debt free story!! 👏🏼👏🏼👏🏼 They both had such great energy and she has such a big zest for life which is so INSPIRING!!!

[BrittShipley]

Jade and Ken are one of my top duos!! Love you guys

[Nigriff]

Brave young lady choosing to keep her baby. 🙏🏼 She's got this.

[homewithkelly]

1st caller - spend some of your saved money on drivers education while living at home. Get your license. Do it quickly and remove your parents from that process. Do it yourself. While this is happening, be preparing yourself (mentally, emotionally, and financially) to move out. Stay long enough to save for a reliable but older car, save for 1st month’s rent and security deposit, and then buy a car and move out.

[Kenobimoose]

Get your job first after finishing college before moving out

[ndi]

Stay at home, continue to save, finish school, get your career at least started and use you savings to help you get a head start with your adult life without going high hock in debt.

[thriving.life]

I dislike my job and my current life circumstances, that's what is holding me back. In my current season of life there's nothing I can do to better my life. I stuck in a shame spiral and wish that there was a one time only redo button for life.

[shaneannconnell]

OMG only 8 weeks maternity care!!! I am staying in the UK.

[monicaambs]

Ken Coleman looks like a monk in that brown hoodie. 😆

[Nigriff]

John "I can't breathe" Delony using fear, guilt, and shame to sell life insurance 🤪

[RS-xqhf]

Wow what a GORGEOUS couple!!! Congratulations to them!!

[robinrutherfordcost]

Unrealistic expectations caller - our company actually has mentoring opportunities and the supervisors are on board to help you get where you want to go/be - just have to ask and you and your supervisor figure it out together - what's the path, who's available to mentor you. And it doesn't even have to be in the job position or department you are currently in. Maybe you can suggest a mentoring program if you don't have one already. Hope that helps.

One of my instructors from Liberty Tax Service would do his taxes mid-year to see where he was then changed his withholding I believe so that he could have a zero at the end of the year. Hope that helps.

[kmphillips]

I know that Ken means well, but sometimes the guest responds in the affirmative because of the phrasing of the question. Making them more open-ended would be best, allowing Ken and others to provide the best advice. “I can tell you’re not like that”, but the person may very well be like ‘that’. That’s why the first caller’s issues couldn’t necessarily be unearthed.

[racenuke]

45 minute read? I’ll finish it in 3 weeks..

[motoryzen]

14:00 to 14:55 I bet you this is the kind of Microsoft Windows user who is Click happy without thinking first or questioning anything

[AndrewGibbins-uvqy]

Ken I’m with you 100%. Why would anyone want to physically work when you are RELAXING and having a drink?

I wouldn’t!

And Jade says it’s to metabolize your alcohol quicker. For what purpose? To drive home? To drink more and spend more money?

It’s just a silly trend.

Stay strong Ken!

Maybe make some assumptions about Jade cause she’s clearly comfortable making them about you!

[sherockow]

Got my fed down to $2 last year. It was mostly luck, but it was from estimated quarterly tax payments.