How to Pick The Best FEHB and Medicare Plan as a Federal Retiree

Full Length FEHB Article with Resources:

OPM’s FEHB Comparison Tool

Checkbook’s FEHB Comparison Tool
You can check out this link to see if your agency already gives you free access to Checkbook:

HSA and FSA (Tax Savings!)

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee:

FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes":

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I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

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Dallen, this was one of your better videos in my opinion. My Medicare window opens next month and have been watching videos, taking classes and reading all about it for the past two years to learn everything about it and you covered it in 10+ minutes. Nice job. Even had someone call me today trying to sell me a supplemental plan and told them, I don’t need it, I have FEHB to work as my supplemental plan (BCBS basic).

[randyscrafts]

The system is always complicated. Dallen is a great resource to figure it out. I've recommended this channel to several co-workers.

[JohnSutton-rn]

I sincerely believe this is one of the best, most informative videos I’ve seen on You Tube. Your presentation skills are exceptional, efficient, and effective. Thank you very much.

[stevensmith]

Please do video on the fehb advantage plans. Pros and cons. Thx

[cietranan]

Blue cross blue shields is high to me in retirement if you are under 62/65. The government covers their share, but your share is still substantial.

[markdaniels]

I’d love to see a comprehensive video explaining the advantages and pitfalls of the FEHB Medicare advantage plans. The brochures look and sound great but sometimes the devil is in the details. Please consider a video discussing these plans. Thanks!

[aec]

Again, no one like You Sir. You are the best advisor/presenter.

[Jennyhaw]

Thank you! Would you please provide the information about the new Postal Service Health Benefits (PSHB) Program?

[CKWelch-uzij]

An important note, I think is this. If a Federal employee (or retiree) also has Tricare AND Medicare Part A & Part B AND they have an FEHB plan, (my understanding is), they should SUSPEND NOT CANCEL their FEHB plan when they no longer want FEHB. Reason is that once they cancel their FEHB plan, they can't get it back. But if they suspend FEHB instead, they do have the option of returning to FEHB in the future if they want to. Thanks for this informative video. Oh, great channel for Federal employes/retirees in my opinion.

[joghog]

Good to know that we can just ignore all the offers with which we have been inundated via the mail. I was curious about it. That's a load of research off my mind. Thanks a bunch!

[ceecee-thetransplantedgardener]

So - this was great for me personally. Truthfully, I have 4 years and some change before I am looking to retire - but haven't gone down the rabbit hole just yet on Medicare. (Truthfully, have been kind of avoiding it - don't judge. 🙃). This is so helpful. Thank you!

[zigsawyisapal-uere]

Great info. I will continue to work beyond 65 as a federal employee and my wife would retire from her private sector at 62. Question does she must join Medicare at 65 or she can remain under my FEHB until I retire and enroll in Medicare together?

[luckypenny]

The best video for our retirement future thank you

[True]

Health Insurance is so expensive! Still don’t think it’s fare that we already paid into Medicare yet there is still a premium for Medicare.

[c.christman]

Lots of great info for those looking towards or are new to Federal Retirement. You mentioned your video applied to Only one type of retirement plan— FERS. Your info also applies to the original CSRS, which was the option until 1982 FEHB legislation.

[andrews]

Will the new Postal Employee Health Benefit (PEHB) plan operate the same way? At 65 employees under that plan have to buy into Medicare Part B.

[carmenanico]

Would like more honest info regarding FEHB advantage plan. Pro's and cons. Especially if it's cost effective. Thanks

[centralcoasthorsevacationr]

Thanks so much! Wish I would have watched this sooner and could have avoided all the stress that I’ve been going through during this process! 💙

[fessit]

Thank for the info. I didn't know that ESA goes away. This was enlightening.

[binhta]

You're a great presenter (and possibly teacher :) You made this complex subject uncomplicated and provided great insight. We too, would love to see a video that covers FEHP MA indepth and where one partner is under 65. Thank you very much, Dallen.