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I spent less than $500 this vacation. This is how…
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Ya’ll know by now that I don’t gatekeep helpful information. I haven’t used my debit card in years. I use a credit card for my purchases because of the protection they offer, and because you accumulate points that you can convert into cash. Banks aren’t fond of people like me because they have to pay us to use their money, and they don’t make a dime in the process because we pay on time and in full. That’s the catch: you have to pay on time and in full. Paying the minimum payment may get you into a lot of financial trouble, and you may end up paying double for whatever you bought.
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- #AD
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The Chase Freedom Card is my favorite cash back card for the reasons I discussed in the video, and they give you up to 5% cash back on most purchases. Read the full disclosure and terms and conditions at the link in comments.
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