LIMITED Pay v/s REGULAR Pay in Term Insurance | Which is Better? | Ditto Insurance

Welcome to Ditto's comprehensive analysis of Regular Pay vs. Limited Pay in Term Insurance! In this insightful discussion, Shashank and Ajay delve into the details of these two payment methods, shedding light on which one aligns with your financial goals. Whether you're a seasoned investor or new to insurance, this video will help you make an informed decision.

Key Takeaways:
What is Limited Pay?
What options are available in Limited Pay?
Who should opt for Limited Pay when getting a Term Insurance?
Is Limited Pay Best Suited for your Financial Goals?
Which makes sense? Regular Pay or Limited Pay?
Pros and Cons of Limited Pay
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[Arunbalaji-qf]

Very good discussion! It makes sense to do Regular Payout rather then Limitad.

[aravisv]

awesome. i was considering limited pay option for my term insurance. this video got released at right time and helped me rethink.

[akashgoyal]

Sir maine icici pru ka term insurance 10 year limited pay pr le rakha hai 85 years tak ke liye.

Sir m ab 70 years tak ke liye regular premium pr term insurance lena chhahta hu abhi pichle term insurance ki 5 kist hi gyi hai aur icici term insurance ko band kra dunga kya mera ye decision sahi rahega....

[sandeepkandula]

I taken term plan @age of 30 i selected regular plan only for next 40years .i have one doubt if I forgot to pay renewal more than one month @ age of 50 then my policy will be lapsed if renew a policy then they will call for medicals at that age generally health condition is not good what happen at that time.The insurance company will take extra loading charges or not

[kishorekumar]

Hi ditto, i have a small doubt.
I have a starting stage of fatty liver. Doctor said, No medine or treatment required at this stage. Under this condition, if iam taking a new term/health insurance will it be treated as PED or no. Pls clarify. Rest all medical report is fine

[ashwinsunil]

Paying 3 lakhs now feels much better than paying more than 6 lakhs throughout the premium period right?

[amanrehman]

This video was confusing. Can someone explain what are they recommending and why? What is the problem with limited pay?