How I am saving Rs 40 lakh on commission? Direct vs Regular Mutual Fund

To switch from regular to direct fund, you can download the INDmoney app:

It also helps in tracking all your Mutual Funds, Stocks, Fixed Deposits, and Bonds. You can use the SMART Switch calendar to move all your Mutual Funds to ZERO commissions and save huge money.

Timestamp

0:00 Introduction
1:44 Difference between direct vs regular plan
3:46 How I am saving Rs 40 lakh in commissions
5:11 How to switch from regular to direct plan
6:21 Rules for switching
8:12 Survey result - direct vs regular mutual fund

WHen you invest in mutual fund, you have 2 options - Direct plan vs regular plan. A lot of people do not know the diffence between direct vs regular mutual fund. In this video, I have explained the differnece between direct vs regular mutual fund and how I am saving Rs 40 lakh on commission by investing in direct mutual fund. This video will help in understanding how a difference of 1% can create huge impact in your portfolio. Then I have also explained how you can switch from regular to direct plan.

#mutualfund #directvsregularplan #indianmutualfund

[SahilBhadviya]

To switch from regular to direct fund, you can use the INDmoney app:

[vinodv]

Agents recommend in which funds we need to stick and which one to exit and a new fund is recommended. So when i change to a direct plan, how do I keep track of it. Can you pls suggest.

[pundalikshanbhag]

Yes I am doing sip regular in mutual fund. I have to stop sip and switch after 12 months to avoid short-term gains. Thank you.

[sohamchhaya]

Direct plans with your guidance saving hell lot of money and gaining hell lot of knowledge.

[pritamtekriwal]

Sir it depends upon individual to individual, role of an advisor can not be ruled out totally, we need to understand that performance of a fund depends upon the fund manager, today if a manager switches a company then automatically the performance of the fund will go down, in these situations the advisor follows all this on day to day basis & will inform you on switching the fund, a good advisor also motivates you to increase your sip amount from time to time, in case of major falls he pushes u to do lumpsum

[sukumars]

I'm investing in 6 mutual funds of three fund houses through Direct plan only.
Thank you for the Good information.

[lakshmanapowerstar]

I am opted for direct plan. Thanks for your genuine support 💐💐

[prakashsapre]

Thanks. I invested most of the MFs in regular plan- growth. Now I will shift it.

[anirbanpal]

82% mutual funds invested by people in India is regular fund.

[nileshhoney]

I invest money in direct and regular.. but after seeing ur video i want to change from direct to regular.. Thank sir

[pradeepnataraj]

Thanks for creating this video it's very informative. Can you guide how to analyse the right mutual fund to invest directly. How to carry out analysis on the existing funds or to invest in new upcoming once.

[kishu]

after watching your video, i switched from regular to direct plan

[prasads]

Thanks for educating me. Very useful presentation. Now that I have recently invested in Regular Plans, may be I will have to wait for a year to swtich to Direct Plan.

[shivanshusharma]

How can I switch my 25L portfolio to a direct plan without any taxes?

[Koteswararaododda]

I am investing in Direct Plan. Thank you Sir.

[rockyratadia]

Why r u promoting indmoney r they paying u something for promoting them & who will hand hold during bearish markets

[Lakshmiprasath]

Thank you very much for the video. I have a small doubt. will short term and long term remain standard at 10% and 15% or will it change like income tax salary bracket? In fact this is a general doubt of mine on CGT. I understand that if I switch my mutual fund now, i will have to pay the capital gain tax in upcoming tax cycle.

[sangeethan]

Hi, thanks for a clear explanation. But, there is a NAV difference between direct and regular plan, in regular we are getting more UNITs in long term when compared to direct. Can you please help to understand this situation.

[roshanali]

Hai sahil bhai we really like your videos and content. I invested in three funds from 2017 in regular plan through local financial consultancy. Tell me how I can switch over to direct plan.

[ananthanarayanannarasimhan]

Thanks for sharing very interesting facts. Unfortunately I am investing in regular plan and will switch very soon. God bless you sir.