Understanding Coinsurance: The Cliffs' Notes Version

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Coinsurance Explained in less than 2 Minutes
  1. Total CSR
  2. coinsurance
  3. coinsurance provision
  4. coinsurance penalty
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Understanding Coinsurance: The Cliffs' Notes Version

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I've been trying to remember this formula for my adjuster license exam and this video made it so simple to understand as opposed to my training material! Did/Should x Lost - Deducible. So easy to remember when it's put in such simple terms. Thanks so much.

Realyst
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Not going to lie, in the insurance industry seeing rental properties go up in price more and more is making this discussion more and more relevant.

Toomnyusernae
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There was a question that was similar to- if the house valued was 100K and you had 85K in coverage and there was 30K damage how much would the Coinsurance cover?

A-25500k
B- 24K
C-30K
D-18k

Would it be 30K? Or is it 20% of the of the 30K?

tshady