0 APR Credit Cards Explained! Earn points while borrowing money - Chase & American Express!

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The 0% APR is an often overlooked aspect of credit cards. I don't recommend it lightly - do your homework and be diligent about paying your balance at the end. The concept, explained! It can be really rewarding, or really dangerous. Watch the video to learn the fundamentals, things to watch out for, and understand how I got paid to borrow money for a year. If you don't already understand how credit card APRs work, I highly recommend watching the whole video because mistakes can be huge here.

I'm giving you an unbiased look (no links) into how I was able to take advantage of 0% APR $0 annual fee credit cards - the Chase Freedom Unlimited (personal version) and the American Express AMEX Blue Business Plus (business card).

💳Chase Freedom Unlimited
◾️ Sign-Up Bonus: 20k pts after $500 of spending in first 3 months
◾️ Earning: 3x dining, 3x drugstores, 1.5x all other purchases
◾️ 5x travel purchases through Chase
◾️ 5x Lyft until March 2022
◾️ No Annual Fee!
◾️ 0% Intro Purchase APR for 15 months

💳AMEX Blue Business Plus Credit Card
◾️ Sign-Up Bonus: none
◾️ Earning: 2x on first $50,000 in purchases each year
◾️ 1x thereafter
◾️ No Annual Fee!
◾️ 0% Intro Purchase APR for 12 months

Time Stamps:
0:00 - How it works - Important
2:48 - More important things
5:36 - My calculations
(please don't skip the important stuff.. can't stress it enough)

#creditcards
#personalfinance
#howto

All information is for entertainment purposes only and should not be relied on for financial, accounting, or tax advice. Content here is all accurate as of posting date. Some of the offers may no longer be available, but I will try my best to keep the description updated.

0% APR Credit Cards Explained! Earn points while borrowing money - Chase & American Express!