What is Labor Law Coverage in New York

New York State's Labor Law, 240 & 241, also known as the scaffolding law is an extremely old law that makes employers, general contractors, and commercial building owners absolute liability for any gravity related injuries to employees regardless of who is at fault for the accident.

Employers that provide the necessary training, safety equipment and loss control can still be held liable if their employees gets injured.

This law is one of, if not, the main reason that construction costs and taxes are so high in the State of New York.

Due to this insurance for contractors in New York is becoming more difficult to find with the costs continuing to rise.
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