Late payments impact on credit report

Your credit report is a summary of your credit activities. Late payments show on your credit report in the repayment history. The repayment history on your credit report is a 24 month view of how you manage and pay your loan and credit accounts.

A good repayment history can help when you apply for credit in the future. If you've missed a repayment, restarting your payments and getting back up to date as soon as you can will help improve your credit report and your credit score.