Pre Payday Prep | Low Income Paycheck Budget Breakdown | Payday Routine

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Every other weekend i am able to find out how much my upcoming paycheck will be in advance. I like to plan how i intend to spend and save every single dollar. Thanks to Sofi i now have a new payday and a much easier tracking solution. Today i am planning my biweekly spending. My budgets ALWAYS include my real numbers. Follow along as i plan my savings, bills, and cash envelopes.

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Welcome to the BUDGET BEGINNER community 🦋💕 Helping low income single parents budget and save with my unique budgeting formula Hi Everyone. Follow along as I work to alter my budgeting habits. The goal for my channel is to try different savings and budgeting challenges in order to find what works best for me. Watch me begin my savings, budgeting AND YouTube channel journey from DAY ONE as a budget beginner. Follow me through my journey and learn from my mistakes and successes. Watch to see a realistic account on the ups and downs of budgeting and saving IN REAL TIME with REAL NUMBERS. Subscribe and check in periodically as I document my progress. If you are a beginner like me, let’s support one another. I’ll be completely open and honest with every step along the way. Let’s do it!

🦋 Beginner Friendly videos 🦋
(Most helpful if watched from oldest to newest)

My first cash stuffing ever

Beginner budget binder

Budgeting BEFORE payday

Low income cash stuffing

Summer budget strategy

Low income savings challenge strategy

Variable funds and sinking funds

September Monthly Budget

How I pay a LARGE monthly bill (Car Note/Loan) with LOW income | Detailed Budgeting with Examples

Extremely detailed zero based budget

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I really love how you laid everything out, it is all on one page but still organized and easy to follow!

EasternSunsetCreatesReads
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Every other weekend i am able to find out how much my upcoming paycheck will be in advance. I like to plan how i intend to spend and save every single dollar. Thanks to Sofi i now have a new payday and a much easier tracking solution. Today i am planning my biweekly spending. My budgets ALWAYS include my real numbers. Follow along as i plan my savings, bills, and cash envelopes.

SeriouslySaving
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I love when you do the tablet cheat sheet. The arrows and boxes are so detailed. Happy Sunday from Houston!!

CMs
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I pull my blinds up during the day. My cat chases flys and ruined 2 sets. So far it’s working

PlannerGirlLifestyle
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I Love keeping track of my money I just finished my pre payday routineI I've been doing this 6 years It really works

monathompson
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Good Morning. I write out what I pay each payday so I stay on track. Great job.

moneywithjustliving
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Great video! I like the notes section on your budget. I’ll be setting up that idea on my next budget period. Thank you 😊

christinaInTexas
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It is really easy to follow your logic on your money breakdown. Thank you for sharing

Mjbee
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Love your breakdowns. I have a handy dandy cheat sheet as well 😊

AmbitiousPlans
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Your budgeting is easy to understand. I'm so happy my feed brought me to your videos. You have a new subscriber. ❤

Mashy
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May stick the pens in the fridge for a few hours the let come back to room temp and they might work better again, great p.p.p😊

ginamoffett
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I just watched your very 1st video! You pushed on thru my good sis!

antoinettecoleman
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Love watching your journey. Watching your video's inspired me to start doing budgeting again! Thank you for sharing :)

katesplacebudget
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Nice budget breakdown
Do you have a video reviewing Sofi?

barbieamica
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Hi I like your videos! Can you tell me how you pay 💰 your car payment every year please tell me because I have a car payment $380 every month

velousenoel
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Do you use the monthly expense tracker? If so how do you use it?

tbeauty
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Do what is easy for you and makes you money. I didn’t realize you could get a little money from cashapp.

I keep my money in my house. Sojj my r folks would cringe. Even my husband. But I don’t touch it!

t.k.