Review of Payday App | Solving International Payment Issues in Nigeria | Managing Finances in 2023

Hey guys, this video is a review of the payment platform: Payday. I started using it in February 2023 and it's been super awesome for me, so I decided to share the details with you. Feel free to leave your questions under this video and I'll answer them in the best ways that I can.

If you're iffy about using Neo Banks and payment platforms like this, I recommend you put *some* of your money in your account on the app, not all your money. That way, you can use the app freely, top up your account (on payday) as you please and don't need to worry about having all your money in one place.

Please give the video a thumbs up and watch the ads, it goes a long way. Thanks for watching and be sure to leave a comment down below. #finance #money #paydaynigeria #paymentapp #chilotamojukwu

*Referral Code*
CHIUQ9

*Link to Download the App*

Time Stamps and Chapters

Opening - 0:00
Backstory, Saving Money & How I Found Payday - 1:00
Reviewing the App, Sign Up Process and How it Works - 4:27
Tips on Hedging Against Inflation (Saving) - 6:23
My Critique of the App - 10:09
Closing - 12:20

Social Media
Instagram

Twitter

Playlists:
All my videos

Vlogs

FAQs
Editing App: InShot (the full/paid version)
Equipment For Filming: iPhone 13 Pro Max 256gb
Equipment For Editing: M1 MacBook Pro 2020 13 inches (with touchpad) 256gb
Ring light: 18 inched ring light and a tripod from Jumia to film. I use a mini tripod for my vlogs.
Height: 5"9
Others: I model occasionally and would love to get into it more often. I'm also a Content Writer and Copywriter. I write for blogs and websites.

[ChilotamOjukwu]

A few things I forgot to mention:

1. You can send money from your dollar account on Payday to your naira account, or any naira account. It works in seconds.
2. Your naira account on the app can be used to send and receive money like a regular bank account.
3. You need at least $5 to create a virtual USD MasterCard on the app
4. You can fund your virtual USD MasterCard with your dollar account on the app.
5. The first step is to send money from your regular bank (E.g Access, Sterling, GTB, etc) to your Naira account on the Payday app.
6. The money in your Naira account on Payday can be used as you please.

[WETE]

Chilotam, thank you for another stunning smile ❤, GOD BLESS YOU.

[somtochukwumaha]

😂 your advice on conserving money towards the end of the video hit hard! Thank you for the honest review! I'd definitely give it a try. The recent restrictions on financial transactions really have been a real pain, I'm positive this video would help make a lot more viewers happier.
Great review and tips, Chilotam!

[stellaolali]

Dear Payday, oya run Chilotam her cheque osiso 😌

[alexconfidence]

That's generous of you for sharing. It's the "stay indoors" for me. 😁

[ekaycheee]

I also like the very regular (in-app) updates...on payout, card funding downtimes, etc.

[xzalomon]

thank you for the review, great content as always... definitely giving it a try.

p.s: looking forward to a video where you speak more about saving & your saving culture sometime in the near future...pleassse🙏🏽☺️. it'd be great to learn from you. thanks again Chilotam.

[emeka_chukwulobe]

9:45 debit alerts still catch me indoors for some reasons 😂😂😂

[ijehoneyy]

Hello.. please for how much did you swap 5k to Usd.. what's the fee?

[dearomonso]

I opened a Nigerian DOM account last year and I honestly don't even know the point. This people are just holding my $50 for nothing.

You can't even access the app without a card. And apparently the card cost about $10.

I've installed the payday app using your code and if it makes dollar expenses and saving easier it's obviously a better choice. Great review Chilo!

I feel the emoji thing is their effort at making the app seem friendly and accommodating!

[ositaokoli]

I followed you because of your name.
Nice video though 👍

[ijehoneyy]

I have the account.. is it safe to send money to it ? Please respond..

[staceyonuora]

Can you eventually transfer the saved USD to a US account / Domiciliary account?

[amazonbeautyfinds]

How do I reach their help centre please

[eronmonseleoaikhina]

I would like to know do you buy crypto

[odogunfitness]

Hope I can use emojis under this comment 😂😂😂