Unethical credit repair|Section 609 credit repair loophole

FOR CORRECT 609 CREDIT REPAIR METHODS Unethical credit repair|Section 609 credit repair loophole
Section 609 credit repair sites are filled with claims like "How I Fixed Credit Fast""Removed Collections, Charge-off, and Adverse items"and
The Easy Section 609 Credit Repair Secret.But is it true?
What exactly does the FCRA say in section 609?
The Fair Credit Reporting Act (FCRA) grants you certain credit repair rights.Section (609) of the Fair Credit Reporting Act is a Consumers Disclosure right. This federal law is meant to empower you to fix credit bureau mistakes on you credit.
You can repair your credit by yourself if you use credit dispute letters but in many cases the Section 609 credit repair loophole advises users to dispute even accurate information, and while i cannot say with certainty if this is illegal, i can say this is Unethical credit repair.
Credit dispute steps
Request credit reports. I use credit Karma its free and gives you your
credit score as well. You can find them at
Mark up the credit report, highlighting the mistakes. ...
Write or type your dispute letter yourself. ...
Separate disputes into multiple letters. ...
Include evidence of your disputes
Mail your dispute to the credit bureaus using certified mail.
Keep concise records.
Follow up after 30 days.

Common Steps to Rebuilding Your Credit Score
*Open a Bank Account. For those who have bad credit, opening a bank account may be easier said than done. ...
*Get a Secured Credit Card. ...
*Obtain an Installment Loan, there are many companies that will work with someone who has bad credit to get a low balance account such as furniture stores, electronics stores and even some car dealerships.
*Avoid Prepaid Cards and payday loans. A banking institution will always give you a better rate than these other places.
*Stop getting into debt and start paying for all your purchases cash.
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