🔴 How To Start Building Your Credit Score With No Credit History

This video is all about how to start building your credit score with no credit history. I remember trying to get approved for a home loan but being denied because I had no credit history. These are the same steps that I used to start building my credit score from 0 to over 700 and being able to buy my first house in less than 6 months.

Building your credit score is easy to do once you have a game plan to follow. The biggest part of building your credit is taking the necessary steps towards improving your credit score and letting time do the rest, as the sooner you start building your credit, the sooner you'll have a 700+ credit score! That's why it's so important that you follow these tips TODAY and put in motion the steps that are going to help you start building your credit score with no credit history.

Having good credit is a key component to buying and investing in real estate, as well as buying a Tesla Model X (like I just did 😉) But I want you to build your credit score responsibly, without debt, and without paying interest. Many people will tell you to go out and buy things on credit cards, get car loans, or other high interest methods that are unnecessary. While these methods do help you start building your credit score they may not be the best ways to hit your financial goals.

Watch along to learn how to start building your credit score with no credit history! 📈

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If you guys have any additional questions about how to start building your credit score with no credit history feel free to comment below. I'm always happy to answer questions and love to chat with you guys!

#creditscore #credit #howtobuildcredit

[AprilMancuso]

It’s a shame people are forced to use credit cards in order to get anything

[jasonchu]

so you're telling me even if you had the money to buy the house, you CANNOT because of your low credit even though you have the money to buy the house?

[boldbeautiful]

Thanks for the advice, I listened to a couple videos on this channel from other people and I started from zero with a unsecured card with three hundred dollars and with good payments, paying all out standing balance in full .I was given an increase of a thousand dollars after the first six months.
I’m so grateful for the advice, it really helped me a lot .Thanks, thanks!

[castronatefit]

I turned 20, I just got a secured credit card I put 200 down for it. how much would you spend a month to build it faster.. does the 30% rule apply to it? Appreciate to know how you would go about it

[cherahsBroll]

God lord man, I’m 28 and couldn’t seen to find a single person to give me the gold advice you gave in this video in under 15 minutes. I have a few medical bills that went to collections whilst not having any credit, so it’s been effecting my ability to rent a decent apartment let alone buy a house. You are a Godsend. Blessings 🙏🏾😘

[jtf]

Wait so at 7:55-8:05 when you're saying keep it under 10% you're saying to spend $900 and then pay it off at the end of the month or spend $100 and then pay it off at the end of the month???

[blissfulcompact]

Okay that was possibly the coolest intro I’ve ever seen.

[kikesmokes]

So basically I put 300$ on the secured card and I gotta make sure I waste all 300$ by the end of the month so I can basically pay back the same 300$ i put up earlier in the month to show that I can pay back my debts even tho the 300$ was my money In the first place any thoughts I’m tryna build my credit

[matthewremnant]

It says I have no credit history. I'm 25 . How do I build my credit quick outside of the secured credit card

[PackerFan]

What general banks do you recommend for secured credit cards? Wells Fargo? Capital One?

[tokneadel]

just order my card a few days before watching your video! Thanks for the advice friend <3

[krystingrant]

I guess I'll just out $200 down get a card 🤦🏿‍♀️

[toubyquispe]

You are just the best ! honestly, no words. ! keep up educating people, God bless you. Thanks for this amazing video.

[stevemacdaddy]

Great advice I guess. I'm 53 and always used cash. But now I find myself wanting to buy property and houses, larger items. But I'm on a small disability and don't know how much that will hinder my build up.

[shaunsmith]

Oh my goodness...what a breath of fresh air you are!! I listened to so many people but I must give you "credit"!! 😁

I literally had no credit. I paid cash for everything, even cars. I was surprised, but I actually was approved for a $300 Capital One credit card, $1700 Pay Pal, and $1000 Lowe's. Plus, I started a Kikoff and Self credit builder loan. I got the credit cards in March, and I still don't have a score yet. My utilization is 5%. HELP ME, PLEASE!

[Valeria....]

Is capital one a good way to start credit?

[OMRx]

Im at 0 score 23yo yes idk why.. I’m focusing on working on it now

[AngelLopez-wpnu]

I been building credit for 11 months now, started with the secured credit card. After 6 months they gave me my deposit back. Now I got a credit of 722. My question is, how do I start to get better credit history? I been trying to get a car loan but the 2 times I’ve tried, I’ve been unapproved due to insufficient credit history.

[earningvlogs]

Am new to us and started using credit cards.. When I can expect my first credit report?

[The_Ramonofficial]

how can i increase my score without a credit card? Every time i apply for a card i get declined. i want to build my score up so i can get approved for credit cards.