Budgeting & Investing Tips for YOUR MONEY! | 30,000 INR Salary | Ankur Warikoo Hindi

Can you live comfortably on a 30,000 INR salary? In this video, I provide a comprehensive guide using a detailed Excel workbook designed to manage, track, and plan financial activities based on a monthly income of 30,000 INR. We'll dive into each tab, analyzing income allocation, essential and non-essential expenses, and investment planning.

This video is a great tool for those who are just starting their financial journey or anyone seeking to manage their money more efficiently. Remember, financial planning is not about earning more, it's about managing better. Find out how you can master the art of budgeting, saving, and investing wisely.

#PersonalFinance #Budgeting #warikoo

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[dalnayak]

The most important point here is that your salary should increase by 10% every year

[AdilHusain]

How’s this different from your last video, how to live on 30000

[Nijagunayya]

I'm 45 years now and thinking this to plan implement but not possible because past years was worst on finance and planning. And salary was not at all near by this schedule. Was started salary at Rs 1500 (1.5K).

[builderboy]

Read thik and grow rich book. And follow step by step you. Will definitely make those. Money that you cant imagine it

[arijitmit]

26 years investment not matching with salary calculation is not matching 18:02

[vijayzore]

Can you make 1 sheet ror those whose age is 40yrs

[gyanpc]

i tried with 20k i was still able to do everything but the number 1 thing that could change everything was the first 10 year salary incriment section if it stayed at 16% or more, i would have crores in my acc. fd6%, mf 12%, later year increments 3% work for age 55 only still same result you can change all but change the 1st thing to =+16 you will have money. also i started my age as 30 not 25

[navneetshukla]

One major scenario you miss: supporting the family, where the major chunk of the salary goes!

[Arshadu]

This video is good for motivation but realistically in India 90%of the jobs doesnt give even 5 percent increment. Years and years passes and the employee stays at the same salary and inflation eats his financial life and later his generation also gets trapped in such job markets in order to support their already struggling family.

Your term stays true warikoo sir, LIFE IS NOT EXCEL SHEET

[jees]

Going to school for 12 years
And then college for 4 years
Spending 16 years of life for a 30k salary?
It's not a job, it's slavery.

[abhagauri]

Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment*

[PranjalGuitarist]

This is not a budgeting or expense sheet. It’s a Aukat mein reh sheet 😂😂😂

[spooky_tales]

This doesn't apply to everyone....not every job gives increment....like if you are working at a restaurant/cafe/assistant like chota mota job jaha 30k se zada salary nhi milta

[upenpal]

As my assumption...hum logo ne apne expenses kuch jyda he badha liye hai....like Car, mobile phones, bahar ka khana, party, super store me jakar bematlab k items purchase karna etc.

Starting k 10 year he her youth k liye important hote for future investment 😊

[avirupbhattacharyay]

Being a monk is easier than maintaining this level of financial discipline 😊

[JennyMaxwell-ry]

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly

[manojgulatione]

Make tax 15% to 30% and also add inflation in taxing system 😂 whole numbers will negate. Govt can apply only one option new tag regime in future.

[chickenwing]

My excel sheet
Salary = 30000,

Wants :
Room rent 6000
Transportation 3000
Daru ka kharcha = 8000, chakhna = 2000, sutta =1000,

Needs
More daru and sutta 5000 rs

Investment
5k


Thank you warikoo bhai for the tips

[MS-osqd]

I believe Wariko is getting a good view on such a video. We can expect the next video on how to live luxurious life in 29.000 then 28.000 after 20 episodes 10.000😂😂😂