Lemonade Pet Insurance for Less than $20! For your pet or for Christmas!

Hi Everyone!

Is it possible to get pet insurance from Lemonade for under $20 a month? In most cases, yep. Let me explain...

My name is Dan, and I am a veterinarian. Today I am talking about Lemonade pet insurance and how it could be a great Christmas or gift in general.

The thing that slows a lot of us down is the uncertainty about pet insurance price. In this video I show that it is possible to get pet insurance of under 20 dollars. Of course, each pet is different and you may not be able to find it for 20 dollars for your pet, but most pet parents will be able to find pet insurance for around 20 dollars a month.

There are a few things to know before getting pet insurance. You need to make sure you know the dog or cat's health. This is really important. Talk with your local vet or have an exam completed to make sure nothing is missed. Pre existing conditions will not be covered, so make sure your dog or cat is as healthy as possible.

The way to get pet insurance under $20 a month is adjusting some of the settings. There are three very important settings. The first is the deductible. The deductible is how much money the pet parent will be spending when their pet gets sick. If you are willing to pay more when you pet gets sick, your monthly premium can be much lower. This usually means increasing the deductible from $250 to $500 or $750.

The second setting is the max our of pocket from the insurance company. Most pet parents are very safe with 10 thousand out of pocket for the pet insurance company. Of course, this will not cover all medical producers, but it will cover most.

The third setting is the co-pay. This is the amount the pet parent will pay once the deductable is hit. Most pet insurance companies will do 70% or 80% or 90% coverage. So, the pet insurance company is covering most of the bill in all these options, but picking 70% the pet parent will be covering more of the bill, but the premium will be less.

Disclaimer: Always consult your veterinarian regarding all pet insurance questions and needs. Call the pet insurance company regarding questions at sign up or claims. This video does not replace veterinary care.

#petinsurance #dog #christmasgifts

[wotan]

I just signed up a few days ago for PetsBest. You raise a good point: change the settings! I changed mine from unlimited coverage to $5000, and that really brought down the cost. My rationale is that anything above $5000 would be so catastrophic that it would be more humane to put the dog down. Just my opinion. My premium is $100/mo for TWO dogs, $500 deductible. I should’ve done a thorough cost-benefit analysis, but I’m too lazy!

[Norsityy]

I’m looking at trupanion they offer 100% reimbursement and they pay the vet directly and no deductible but it’s $198 monthly