The pros and cons of an IVA - Will it really write off your debt?

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[markfinch]

Does the IVA company see if you earn overtime be month? Also, is if I do overtime does it automatically get taken from me? Thanks

[tunjisobowale]

Thsnks for sharing this. Do you have any information on bankruptcy?

[jamesrobinson]

I have a iva. I have 2 loans on it should the interest be excluded from my iva

[andymeadows]

You do not need a tv licence debt if you don’t watch tv

[rumelahmed]

I took out a 25k loan in 2011 and then bought Bitcoin with it. I then stopped paying the loan, got a CCJ and then 6 years later my credit file was restored. Now Im a multi-millionaire.

[lachuks]

Hi, question: If I am a guarantor but i am under IVA and personal to whom i am guarantor is falling to pay: do i am still liable for debt?

[usmanrazaq]

Hi, does the IVA stay on a credit file for 6 years from the date it begins? Or for 6 years from the date it ends?

[stephenalderton]

Only winners with IVA's are the company providing it. FEES, FEES OH AND FEES