Get 4.2% p.a. with Chocolate Finance: Real or Not?

[SusieOng-fclw]

Advice. Never put 50k into chocolate finance cos they will deduct interest claiming its performing lower leading to negative return. So if you put 50k, anything higher than that will deduct negative return so overall return can reduce to 2.2 percent. Advise is put less than 49k as max and leave the 1k gap to cover the interest rate so that there is no negative returns. Remember to draw out the interest ensuring that the total deposit must not exceed 50k in order not to have negative returns. Now returns is 3.3 percent for 20k and 3 percent for 30k now. Be careful of negative returns.

[pratikdam]

Hi, for Choc Finance even though 4.2% interest is guranteed, but capital is not guranteed right and subject to market fluctuations??
I saw disclaimer saying this.

[wz]

The company name doesn’t instill confidence that my funds will be safe

[l.c.kahkhit]

if im going to take risk for a measly 4.5% without any insurance, I mine as well just whack the $20k on nvidia lolol😂

[jamesfree]

High risk low yield

Perfect

Hope the referral links are worth it