7 CRUCIAL Things To Know About UK Stocks And Shares ISAs

Stocks and Shares ISAs let you invest in the stock market without paying any taxes.

You can deposit up to £20,000 a year into ISAs every year, but there are a few crucial things you need to know about Stocks & Shares ISAs that many people are not aware of.

For anyone in the UK, this video shares useful insight about ISA accounts that can help you avoid mistakes and make the best use of Stocks and Shares ISAs.

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📺 WATCH THESE ISA VIDEOS

⏱️ TIMESTAMPS
Introduction - 00:00
What Is A Stocks and Shares ISA? - 00:48
1. You still have to pay some taxes - 02:28
2. You can ONLY pay into 1 Stocks & Shares ISA - 05:46
3. You can invest MORE than £20,000 - 07:23
4. Don't pick an ISA based on fees alone - 08:58
5. Not all S&S ISAs let you invest in Stocks and Shares - 11:57
6. Stocks & Shares ISAs don't let you gamble - 13:58
7. Most S&S ISAs are NOT flexible - 15:17

DISCLAIMER: Your capital is at risk.

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DISCLAIMER: InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128).

DISCLAIMER: I am not a financial advisor and this is not a financial advice channel. All information is provided strictly for educational purposes. It does not take into account anybody's specific circumstances or situation. If you are making investment or other financial management decisions and require advice, please consult a suitably qualified licensed professional.

[simonebruschi]

I suddenly see so much more potential in my wife. Thank you

[Tch]

Thank you Sasha. In one video you have, once again, pointed me in the correct direction for all the answers to all the questions I was pondering, this time regarding ISAs. Excellent content from an excellent creator.

[mrsmith]

More excellent content from Sasha, I've only been into this a few years and didn't know about the stamp duty. I had a basic Funds account but when I read about S&S ISA's a few years back I flipped my shares into a S&S ISA. That one move will (already has on paper) save me tens of thousands of tax I would have paid one day when I cash in some Tesla shares. Tonight - well its time to top us my ISA and get some more of my favourite shares.

[Dr.JubairsFinance]

Sasha being nice is kinda weird, half anticipating him to start swearing whilst explaining S&S ISA 😂

[drew]

On the second point, sometimes there will be a company with a US/EUR version as well as GB. Like Shell. Buy the wrong one and you have to pay the withholding tax on dividends. Guess who did that 😢

[Jon.Rogers]

Fantastic informative vid - real quality stuff 👍🏻

[moneymoneymoney]

Covered so many questions i had about this subject. As always appreciate your content

[lawrencer]

Another fabulous video .
As my son really into Investing, even though he is only 9, I have to watch your video first, before I let him watch it .
I will never understand the swearing 🤐🤐🤦‍♂️

[Marty]

Great vid. Would’ve been extra good if you had mentioned inheritance tax as well for ISAs. It’s taxable. 😢

[bulltraderpt]

Erm what about AIM stocks? You clearly don't know about that market do you, you DON'T pay Stamp on those.

[lunaboy]

Can we take a moment to acknowledge how the shelves in the background appear to be defying gravity

[charleshutchinson]

Most helpful Sasha…helped me understand some pertinent issues better.

[emaxix]

Great video! Any plans to do a deep dive/update on SIPPs?

[IamGrimalkin]

Not all robo-investors are that untransparent.
Nutmeg tells you exactly what funds they are invested in, basically they have a mix of index funds from across the globe while overweighting the UK compared to market weights and semi- currency hedging foreign investments.

[konstantingrigorov]

What is Trading212, ohhh, you mean the Interactive Brokers APIs.

[Youmans]

Good content. Do you live stream on TradingLive? I always learn there.

[fiveboy]

Very helpful! Would the money left in the ISA account after each year be tax-free? For example, if I invested 20k in 2020 and added another 20k in 2021. The total 40k would be tax-free if I start investing in 2021 or just the 20k from 2021? What about profits? If I got a 5k profit from 2020, would the 45k be tax-free or the 40k?

[MountRushCollymore]

Not relevant to this but if possible could you give some opinions on non tech stocks a bit more?
Really enjoy your content and would be interested to hear your views on them.

[Brian.S]

I would not recommend Trading 212 lucky I didn’t transfer my isa and only opened with a small amount first as they don’t list all the shares from the London Stock Exchange ?

[jamesdakin]

Sasha would you do a video on the pros and cons of Lisa’s?