what is a subject to real estate deal how to negotiate

What is a Subject To real estate deal and how do you negotiate it. Today we had a lead come into our system and it’s a house in a location I know 100% I don’t want to put a lot of money out to buy. In fact, the only way I’d buy this house would be taking over the seller’s mortgage payments. I’m going to show you what the lead looks like when it comes in, we’ll look at the current mortgage information and interest rate together and then we’re going to call the home owner to see if we can negotiate the Subject-To deal over the phone first before we go look at the property. I don’t want you wasting time w/ sellers that have no intentions of allowing you to buy creatively. We must screen them over the phone to get a feel whether they’re open to doing a Subject-To with us first.

00:00- Is now a good time to be in real estate investing
1:10 - I had a lead come in from my Geed Squad from the internet-this is how the lead looks when we receive it
2:00 - This is how we buy houses with low interest rates when everybody else has to pay high interest
3:35 - Join my Subject-To/Lease Option Workshop:
5:40 - Always get a time frame from sellers to see if we can help them
7:55 - Try too agree to what the seller is thinking so we don't steal their dignity from their thoughts
8:46 - We must get the monthly payment before we go view the property on a Subject-To deal
10:19 - We never use the word "subject To" with our sellers. We have to stack the benefits for the seller
12:08 - We have to know who's in the house so we know how long it will take to get inside
14:10 - Set a time to go view the house only after we get all the numbers & a soft commitment
15:15 - Our goal is to open up the possibilities of doing the Subject-To with us

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[andrealawson]

Thanks, Kris. I'm truly ready to get started. I need to make a checked list

[Johnnathun]

I’m So impressed! I’m sure there’s more in terms of documentation solidifying the deal—etc but to witness the process is incredible. I’m guessing the trick is finding clients who need to make a life change quick to take advantage of the opportunity.

[benkraft]

Love the channel! I’m confused as to why someone would be willing to leave a loan in their name though. Seems risky from their prospective plus what if they wanted to purchase another property?

[obiecoby]

What a phenomenal lead. Time restraints. Super motivated. Low payments. Probably a VA loan.

[sesparza]

Do you need a certain contract to do creative finance?

[nouche-]

These are my favorite videos. When the theory become real. Thank you Mr Kris 🙏👍
➡️ Please, do you sometime make your real estate contract with zero contingencies❓❓❓❓

Also, I sent an email to you because I wanted to buy the special offer of your training but I had some questions and I didn't get the answers. I understand, it was the holiday but not being English speaking born, I wanted to make sure of some points before buying your training.
➡️ Please, which email address is best to send you questions concerning your training an documents ❓❓❓

[jonfrancobarretto]

That was awesome! What do you plan to do with this property when the spread is 1k from payments to average rent? Will you rent it out or do a lease option with someone?

Also, what if the seller says “Why don’t you get a loan under your own name?” What is your reply?

Thank you so much for this educational video; it was gold!

[evaang]

Hi, please clarify at 2:28 mark you said if we can help with loans that originated in 2022-2022? I’m sorry didn’t quite understand 🤷🏻‍♀️

[reaabeer]

When is the next workshop? Is it possible to get a recorded copy? Since i can't attend this week due to conflict of my schedule. I would love to join for the next one. Thanks

[Wubay]

Great content @kris, quick question have you done subject to financing on a short sale before ?

[armymann]

Excellent information Assumable mortgage loan 2% very little equity 👍🏾

VA loans allow you to do assumable mortgage.

Doing my research and due diligence. Hope to purchase in 2024.

[gcruize]

Curious, if you pick this property up

[MrsEarth-pfcr]

Do you have a mentor program yet where we can learn working directly with you and providing support along the way for beginners? I pray 🙏🏽 I would pay all day for that!

[ISILENTNINJAI]

I want to guve it a tru but im a beginner investor and things going wrong makes me hesitatnt to try subject to.

[AberrantArt]

Kris, how much does it cost per month for you to rank top of google?

[eihtbll]

You mentioned you keep the loan in the sellers name and it stays with them. Does this cause any problems with the seller if I miss payments or fall upon hardships myself? Is there a way to transfer the loan in my name?