How a Max Funded IUL Gives You a $3 Million Advantage

If you have a $1 million nest egg earning 10% inside a traditional IRA or 401(k), and you're in a 33% tax bracket, you’ll need to pull out $150,000 just to net $100,000 for living expenses. That nest egg will likely run dry by age 76.

But if that same $1 million is inside a properly structured, max funded IUL, you can access $100,000 per year tax free. That means after 20 years, you’ve received $2 million—and still have your original million.

That’s a $3 million advantage over a taxable account.

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