Home Loan Prepayment in Telugu | Is it Good to make Prepayment of Home Loan? | Kowshik Maridi

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[prasaanthkuppili]

👌👌👌👌...మంచి మాట చెప్పావన్న. ఇలా ప్రీ పేమెంట్ కొంచం కొంచం గా చేస్తే మంచిదా, ఒకేసారి ఎక్కువ మొత్తం లో చేస్తే మంచిదా? కొంచం క్లారిఫై ఇవ్వు అన్న.

[భారత్మాతాకిజై-టద]

LIC HFL

Loan date of sanction-
29 jun 2019,

Final emi date-
10 jun 2037,

Right now per emi-7934

Out standing-6, 90, 680.58,
సార్
ఈ లోన్ ముందుగానే అంటే
ఇ నెలలోనే మొత్తం లోన్ క్లియర్ చేస్తే ఏమైనా లాభం ఉంటుందా

[veeralakshmiduggirala]

Home loan prepayment మీరు చెప్పినట్టుగానే చేశాం అండి కానీ వాళ్లు ఇప్పుడు ప్రాపర్టీ ఇన్సూరెన్స్ అని సడన్గా మాకు ఎటువంటి ఇంటిమేషన్ ఇవ్వకుండా కట్ చేసేశారు మేము ఏం చేయాలి బ్యాంకు కి వెళ్తే పై బ్రాంచ్ వాళ్ళు కట్ చేసారండి ఆల్రెడీ ఫస్ట్ లో కట్ చేశారు ఇప్పుడు మళ్ళీ కట్ చేశారు

[SachinKumar-shwm]

Prepayment lo 5 lacks kadithe Asalu+interest lo deduct chestara or Only Asalu lo deduct chesi calculate chestara? idi important pls reply

[srinivasak]

Home loan EMI is due on month end. Bank is collecting advance in 5th of every month. Interest due on month end. How it is reliable to collecting advance? Correct me if I am wrong

[rathannayak]

సార్ నేను 8 సంవత్సరాల క్రితం ఓం లోన్ తీసుకున్నాను కానీ హౌస్ మాత్రం సగమే పూర్తయింది సగం అలానే ఉండిపోయింది సార్ అయినా నేను ప్రతి నెల ఈఎంఐ కడుతున్నాను ఇల్లు పూర్తి చేయనందుకు మొత్తం డబ్బులు చెల్లించమంటున్నారు. పూర్తి చేస్తాను టాప్ ఆప్ లోన్ ఇవ్వమంటే ఇవ్వడం లేదు ఏం చేయాలి చెప్పండి సార్

[sivaprasadnamani]

Hello brother, home loan lo tenure tagginchi principal kante intrest already ekkuva pay chesi unnataite... Waiver adige chances unnyantara...

[pentakotatarakeswararao]

Lone motham madyalo colse chesthe yentha charges vestharu anna

[gollaraviteja]

Anna ma colony lo water vachinappudu pattukunaka baga water road meda waste chesthunaru ala water waste kakunda water bord valaki complent cheyadam ela

[numicro-by-poornima]

What is the limit of pre payment or part payment for housing loan if we take 30+ lakhs ??? And how many times we can do part payment ??

[ashokkumar-tysg]

Emi same petti tenure taggiste repament paina charges enta untaayee, cibil disturb emain avutunda sir

[sweetmemoriesSR]

If part payment is done they say the amount will be adjusted in principle only. For both tenure what it means.

[tulugurambabu]

Hi Bro, Naku 40 lakhs home loan with 30 years tenure undhi. Every Month Salary lo entha migilithe antha vesesthunnanu. Parvaledhu kadha.

[anjalikankati]

Anna housing loan wife and husband iddaru pay chyavochaa means iddari accounts ni debit chyavochaa

[velpularamana]

నేను హోమ్ లోన్ తీసుకున్నాను దాని ప్రీ క్లోజింగ్ చేద్దామని అనుకుంటే దానికి వాళ్ళు ఇంట్రెస్ట్ అని ఒక 20, 000 ఎక్స్ట్రా చేశాడన్నమాట సో నేను దాన్ని కట్టకుండా ఉండాలి అని అంటే నేనేం చేయాలి ఎవరిని ఒకవేళ వాళ్ళు లేదు కట్టాలి అని అంటే నేను ఎవరి మీద కేసు వేయాలి ఇది ఎలా నేను చేయాలి కొద్దిగా చెప్పండి ప్లీజ్

[mkrmkr]

Hi anna,
Ma friend mortgage loan preclose cheyali anukuntunadu. Kani bank valu EMI ki mundu preclose cheyalem.. EMI kattina tarvata request letter pettandi antunaru.. Manam epudina close chesukovacha cheyakudadha plz suggest us

[sharathreddy]

If i do prepayment of 1lakhs does the amount deduct in principal or in interest

[sandheep]

Prepayment చేస్తే income tax problem ఏమైన వస్తుందా

[lingamurthythagarapu]

Total Amount i want to pay and clear is there any interest imposed on me please explain

[ramuraju]

Is pmry eligible for 2022 purchased apartment in gram panchayt from Hyderabad