10 Points To Focus To Create Financial Success - Age Group 35 To 45

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1) Review the Last 10 Years of life
2) No excuse for savings and it is a must now
3) Hire a financial planner
4) Human Life Value (HLV) Term Insurance
5) Regularly visit Emergency Funds situation
6) Build the Retirement Corpus
7) Increase your earnings
8) Second Income earnings
9) Children's Education corpus
10) Buy a Home instead of renting

bobbysuzu
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One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.

tonysilke
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You made understood as an elder brother of family who think good of his younger brother thank you sir❤

SureshotSuccessMantra
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🕉️🙏 Gurujii; aapke charnon ko kooti kooti pranaam.

Ravishyam_Kumar_Ponnaganti
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Thanks for valuable suggestions that definitely grow up our life..

rushikesh
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Love from sri lanka🇱🇰. Great Advice. I got more ❤

Julian_
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Thank you sir giving such important message 🙏

ramakrishna-bfur
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Very informative advise and very useful. From personal experience, all points are important and very practical for long-term sustainability.

avinashnagar
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Great suggestions. Couple of things to add :
i) Health Insurance - This is really important, as a health emergency can really dent into your savings. Don't rely on corporate health insurance (only) - get a personal health insurance for yourself and family (including parents if possible)
ii) Prepare a will - Just to make sure your dependents do not have to run around and get hassled in case of your untimely demise. In case of conflicts within the family, that is even more important.

manishsinha
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Very Nice personal Finance video. One more very important point, focus on paying off debts as early as possible. I am 36, and became debt free last month only

dhairyasheel
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For a common person. This looks very interesting but focus must be on priority

Smithka_adda_
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Thanks a lot Dr Bhat for this wonderful message.

nideta
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I really appreciate sir for sharing valuable information. definitely ill be following steps to get better with my finances.

travelfree
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What a clear and concise video with no beating around the bush. Every facet of a guy in early 30s covered. Kudos Sir.

dipikanitin
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Fantastic, very much helpful points covered. I wish I could have got these points long back.
On the path to implement some of these.
Thank you very much Sir🙏😇

menatmars
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Very very practical and reality guidance. Thanks Sir for helping us

kumarkanchanmunian
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What an honest advice ..
not trying to sell “stuff” ..

vamsiharati
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Reviewing the past which leads to success in next 10 years.

NARESHKumar-qrvb
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Don't be deceived by a retirement age of 60 years. In the private sector it is 50 years or less. IT employees should think about retirement by 45. Beyond 45 years bonus. Plan accordingly.

dm
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This is a very elaborated way of planning.
Thank you so much sir.

supperawsomefamily