How to get the Best Home loan? Home loan Interest rates & EMIs explained | Home loan process

Do you need a Home loan? Wondering about things you should know before applying for a home loan? This video will tell you the reality of home loans, charges, things you need to be careful of, home loan interest rates, process and how to get a home loan subsidy under the Pradhan Mantri Awas Yojna (PMAY) Scheme.

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[pranjalkamra]

Wondering what will be the EMI of your next dream home?
Find out here with Finology's EMI Calculator.

[ankur]

Love you sir you will change hundreds of family my giving right financial knowledge a big thank you pranjal sir 😍😍😘😘

[jaideepmukherjee]

I have been closely watching your videos. However, I felt for this video, legal aspects associated with Home loans should have been covered. Also, there could be a suggestion put forth for viewers to go look out for approved projects of banks who want to reduce the paper work process. NBFC often compromise on legal aspects. I don't really endorse the online concept for Home Loans. When DHFL shut down their offices, can you relate how much trouble the borrowers had to face to takeover their loans to other banks. Physical visits are important and it makes the customer more aware of the entire process. Also, one suggestion is that people can look forth to buying residential properties which are auctioned by banks.

This is in no way to demean your video. But of all the videos that I have watched till date in this channel, this video i felt could have been better and endorsement of PNB housing finance didnt really feel like a long term achi wali advice.

[sane_guy]

You explain everything so clearly and in detail. There is no ambiguity ever. Thank you for all your efforts.

[santoshvishwakarma]

Apke samjhane k tarike se man ko bahot shanti milti h than u

[hariharsharma]

इतनी सरलता से समझाने के लिए बहुत-बहुत धन्यवाद

[kanchanchandra]

Simple hi nhi maha Simple bta diya 😊😊😊😊😊😊😊😊

[JoelTheJoyofLife]

Eligibility : 25% of net salary seems to be not practical. It could be somewhere between 45-55% of net salary.
Interest Rate : Fixed is costly as right said hence should go for floating that too Repo rate link so that it align with RBI Repo rate effect.
Tenure : Tenure of loan should be taken at maximum available as floating rate is always comes with NIL pre-payment hence can be repaid / partly paid anytime when one has money in hand.

[drevstudio]

I guess part 2 : for second home buyers needed, should we by buy second home or invest that money in somewhere else. Nice work and you really Made my life and investment simple, but if we can get your some courses in little bit affordable price will be more than happy to join Finology family.

[hansariclasses]

सही समय पर अपना बहुमुल्य सुझाव देने के लिए बहुत -बहुत धन्यबाद🙏

[dishatrivedi]

You seriously explain everything so well and completely in layman's language. You make things easier to understand. Keep up the good work 👍

[Shivam.Prakash]

Sir, Aapki issi quality pe too mai aapko subscribe kiya hu

Financial Education Guru❤️

[gangayadav]

Video bhot acchi thi aur explanation bhi kafi sahi thi Shukriya

[tirthankarbhattacharjee]

Dilse bol Raha hu muze lag Raha tha mere bare vai ne muze guide Kar Raha Hain.... Such main thank you brother

[shahryar]

Koi mathematical calculation apke sukh chain se upar nahi hain. Best thing told in this video.

[surendrasinghparihar]

Thumbnail formula is mandatory for Lonnie . Nicely explained 😊

[vivekhattarge]

Please also create video on car loan.... buying car is one of the closest topic to heart for middle class people... And thanks a lot for such awesome videos ❤️

[Sami_]

Bohat achi tara se samjhaya bhai thank you so much 💐💐💐

[faheemhasan]

You make some really relevant videos and explain it in layman terms.. Great work Pranjal...

[nisigautam]

Lvly or Sidhi baat.love it .baat krne ka trika awasome