Income Lab Webinar - The Retirement Distribution Hatchet (April 2022)

Research into dynamic retirement income planning has often focused on setting “guardrails” based on portfolio withdrawal rates. However, client scenarios often do not lend themselves to simple withdrawal-rate-based planning. When realistic changes in expected income needs and non-portfolio income sources like Social Security are included in the picture, we need a more powerful approach to income guardrails. Guardrails based on total, holistic income risk provide a more generalizable and intuitive way to plan for dynamic retirement income