Chad's Perspectives: Points and Miles Cap!!

Welcome to another installment of Chad's Perspectives! In this entry I am commenting on some issues that get mentioned and in some cases misrepresented in the points and miles game. We deal with lots of money and currencies an we have to make sure the truth is out there so join me for this one! #stopthecap #creditcard #pointsandmiles

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Chapters:
00:00 Start here
00:46 800+ Credit Scores
04:25 Earn and BURN
08:20 Amex Acceptability
11:01 What's your Culture?
14:55 Don't be afraid to react!

[CallMeLani]

Am I the only one that looks forward to Chad saying the quiet parts out loud? "This is the way." Great vid Chad! Thanks for keeping it [really] real!

[JPBuffet]

11:26 yes!!! This is the talk I am on.

[WaterYourSoil]

I appreciate the transparency as always, Chad. Great video.

[keyKEYAdventures]

I didn't know the qualifications for a "well qualified buyer". But I love all the perspectives as always. Use up the points!

[ranktank]

I’m glad someone finally spoke up about Amex acceptance. For the way that 90% of people travel it’s literally not a concern in the slightest. When we went to Paris we were 17/17 in acceptance. Morocco it was a different story but to your point it’s a different industry level but equally as beautiful.

[chadpennycuff]

I'm waiting for a Chase Aeroplan transfer bonus, and I'm burning 600k+ UR points and I can guarantee it's going to raise eyebrows in the card community.

[jimmyjames]

Earn & Burn those pts & miles 🔥🔥🔥 Thanks for the info + video!

[franciscomontilliano]

Awesome Chad. Sometimes people need to hear the hard truth. Well said.

[Thecreditcardconnection]

I feel like you are talking to my soul! You are seeing right through me! 😂 #JoesAHoarder 😂

[JoseLara-ke]

Love your content and great perspective on this my brother. Been in the game for about 2 yrs and it wasn’t until this year I decided to just go for it. “Earn and burn”..take the trip, make the memories. Points will come and go

[CesarJoel]

Great perspectives mi hermano! Earn and Burn 🔥 FTW 🙌

[L-Man-Gaming]

I learned very early on to not horde points, and I’m so glad I never fell in that trap. I couldn’t imagine sitting on 500k to 1million and not being able to get rid of them fast enough. At that point I’m sure people fall in the luxury trap.

[RICHwithPOINTS]

I was in 8 different countries this year and every single place I went took Amex Gold. I was just thinking about that fact this morning.

[PhilMosWorld]

I gotta burn these points!! Sitting on about a million right now, but I do have BIG plans for 2025!

[johnny_ma]

Credit score has been right around 790 always, it has never stopped me from getting anything and I get all kinds of stuff from new loans, cards, refinancing loans, etc... So agreed the 800 score stuff is crap. Also agree that there is a ton of BS out there in regards to personal finance and thus I am not subscribed to them on YouTube

[cjhan]

I have an over 800 credit score. I have 12 cards, and I have literally never done anything to get that score to where it is other than not defaulting or making late payments. Is it good to have? Maybe, but I have never been turned down for anything, even when the score was 650.

[DavidKnicks]

Doesn't Joe have 1 million Amex points?