FREELANCER to Crorepati - HOW?! | Money Matters Ep. 16 | Ankur Warikoo Hindi

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.

It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.

Everything that I say in these videos is purely through my own experiences.

- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow.

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this episode of 'Money Matters,' I speak with Dikshit from Tamil Nadu. A freelancer, YouTuber, tutor, and Amazon seller, Dikshit has successfully diversified his income streams to earn approximately ₹2.5 lakhs per month. Despite his impressive earnings, Dikshit faces significant financial challenges, including loans.

I provide a detailed financial plan to help Dikshit build a robust financial future. Key recommendations include creating an emergency fund, paying off high-interest loans, increasing investments, and planning for long-term wealth accumulation. Watch as Dikshit learns how to manage his money like a pro and sets his sights on potentially accumulating ₹147 crores over the next 30 years.

Stay tuned to discover practical financial strategies that can help you achieve financial freedom, just like Dikshit.

00:00 Introduction
01:20 About Dikshit
03:50 Dikshit's Freelancing Journey
05:10 Dikshit's expectations from Money Matters
07:05 Current financials
16:00 Should Dikshit invest or pay off the loans first?
18:49 Financial Plan for Dikshit: Paying off loans and Investing
30:45 Conclusion

#FinancialPlanning #MoneyMatters #warikoo

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My bestselling books:

My gear for shooting this video:

Useful links:

The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

Let’s connect online:

[warikoo]

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.

It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.

Everything that I say in these videos is purely through my own experiences.

- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow.

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.





My bestselling books:

My gear for shooting this video:

Useful links:

The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

[RajkumarDasHD]

I see his income proof in his video quality.🎉

[dikshitadithya]

Thank You so much @warikoo for having me in this episode ❤

[minuchannel]

Ankur, you are a gem.Your videos are informative and help us to streamline our financial plan.I like to watch your videos

[thechange]

After watching many videos of you I see Warikoo sir in a heart to heart emotional touching reaction in this video. Love you sir.❤❤ God bless you.

[divyanshjalan]

This is exactly me at 21 and also started investing in stocks thank you so much for this video, it makes me feel more motivated 😊

[jekab]

It's really a great conversation ever that I have listened so carefully and it's an eye opening for me
Sir by watching your video I started investing in Small cap Rs 1000 per since November 23 and I found it really great 👍👍👍

[wasimshaik]

Hi Warikoo, I keep seeing your videos.
Any suggestions for Muslims like No interest investment returns?

[ITZ-KRISH-]

NICE I'VE LEARN A LOT FROM THIS VIDEO THANKS TO @WARIKOO SIR 🙂🤝🍀

[financexplorer]

Thank you so much for sharing your thoughts me too working as freelancer relates alot 😀😀😀😀

[smrahaman]

I don't believe that a person earning 2.5 L/month & have expenses (Including investment) 75 K but have savings in bank account only 90K. Either he is making us fool or himself

[hemashetty]

Very nice session ❤ inspiring story
Watching from Bangalore

[RAGNAROKTECH]

Best Money Matters Episode Till now Bro, that a Very value adding episode for someone freelancer like me, Thanks A lot @warikoo❤❤❤😊😊😊

[jyra.]

Read this and u will find flaws in the conversation. I have a genuine question

Question 1 - If I have 1.7lakh extra every month. Why will I take a 90k loans except someone has lost his mind. 🥴

Question 2. - As he said, after all expenses he's left with 1.7 lakhs extra then where's that money going? Into the garbage? Not into his bank ac suz he have only 90k in his account.

Someone having 1.7 lakh per month extra money yet taking years of emis of 1-3k emi per month that to of a amount lesser than his spare money?

Seriously, are u kidding me with that conversation.

[RandomHindu]

Thank God Ankur Sir believe me and keep emergency fund before paying off any loan

[NeelChourasia]

Awesome suggestions 👌 lompsum amount invest krne k liye aur vdo bnaiye plz apke suggestion kaam a sakte hain Jo log hr month invest krne k sath kuch amount ikththa bhi invest krna chahte hain 2 ..3 ya 5 lac ko kaise koi 5 ya 10 saal k liye invest kr sakta hai plz make again n again ... a vdo for it ❤❤

[Recoverycounselling_]

Time pe bache karne ka ye fayda hota hai parents ki age itni kam and bachepe bhi pressure ni zyda😅
Aur yha hum log jinke parents are b/w 57-60yrs😢

[MadY]

Do you think Starting small cap mutual fund investment through sip in this time where market is at all time high and there is a constant fear of a bubble in the market or overvaluation of the market is a right choice for someone starting investment in early 20s.??

Also heavily invested in the market through purchase of stocks mainly of psu’s and fundamentally good companies for a long term will generate good returns if the position is held for a long time or should we book profits at this current moment becoz of the fear of Stock Market CRASH??

Will really help if you could enlighten me on this, sir!

[varun_]

Sir can we prefer doing sip of flexi cap funds over large cap for long period of time ?

[soulartem]

why i love this channel, because there is no ad in intro like any other videos!