Why I hate Fixed Deposits! | Ankur Warikoo #Shorts

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[rishavthakur]

In our parents age fd rates were much higher 10 to 13 %
Almost on par with nifty
That's why they love fd

[LabourLawAdvisor]

Who wants to see Ankur with a beard? 😀

[GaganChhatwal]

Rule : invest 30:30:30 - Fds as emergency funds: Stocks: policies :: PPF, Bonds : Mutual Funds. But do invest some amount in FDs as it is emergency funds with 0 risks.

[the_sharma_amit]

Or share market me 100 se 0 bhi ho sakte h 😂😂😂😂

[mihirmehta]

I think even young people like me should also invest a small amount in Fixed Deposits. As when we are in urgent need of money we can easily break the FD and money will liquidate immediately into my bank account. Whereas if all my investments are in equity market then when I'm in need of urgent money I will have to wait for minimum 1 day for money to come into my bank account. So for urgent money need investing in FD is the best choice, your money will keep on growing at low interest rate but we can break them anytime in need of urgent money.

[vijayvashisth]

Fd is good for me because I don’t want any stress ese paiso ka kya fayda jha stress or risk h. Kam hi interest theek h 😅

[AradhanaYadav]

Say what you will...FD is the best if you don't want to lose money. I am in my twenties (and a girl) and I can't afford to lose money. It's a safe option for me.

[shivamsonwani]

fd की कमाई life चलाने के लिए नहीं, सहायक कमाई है, कंही न कंही आदमी जॉब, bussiness करेगा ही कमाने के लिए जीविका चलाने के लिए, east to west fd is best. लालच में मत जाओ भाइयों ।

[satyajitmondal]

Ye risk lene k chakkar me mere bajuwale Padhosi ka beta 10lakhs gawa diya

[ayanmondal]

No obviously mutual fund is generating high return but to let you know that in post office
1yr FD: 6.9%
2yr FD: 7.0%
3yr FD: 7.1%
5yr FD: 7.5%
I am a Postal Dept. Employee so I know it accurately

[kumarvipinverma]

Yaha 6 7% is confirm. And peace of mind is 100% other place 100 ka 50 bhi ho jata hai.

[partybuzz]

My mom invested around 4 lacks in Sahara India in 2015 ..the agent promised to double the amount to 8 lakhs in 6 yrs (2021) . Till now we only got 3 lakhs still 5 lakhs is pending ..Gods know when we will receive the rest amount 😔
So don't try to be over smart like us, simply invest ur money in FD in top Govt Bank or Top Private bank at least u will have the certainty to receive the mature amount hassle free .

[officially_s]

Ankur beta, FD rates are fluctuating. Right now it's 7%. In the last 10 years, the lowest average FD rate has been 6.8% and the lowest median has been 6.4% - both are above 6% of the inflation rate.

Also, FDs are far better than any wealth-generation endowment plans that are sold by insurance companies. I'm not against equity investment, in fact I encourage it but to demonize FDs is just plain stupid.

[abhiu]

No ome admits FD are stress free. I've seen my father living his life and not worrying about investment or growing his money. He lives a decent life and healthy because of no stress.

[Dishapatel-juep]

Fd are safe and secure.. paise safe he par kahin aur invest karo toh dubne ki bhi possibility he par fd me 1% bhi risk nai he.. no matter what the interest will be..

[pratikshrestha]

Hy. Love your content. But, in Nepal, the inflation is 4-5 percent and the FD interest rate is 9.5 percent. So, I think it's a good bargain here in Nepal.

[suryaprasadsahoo]

Ankur your expression in first fifteen seconds are beyond any words !!!
Peace ✌️

[sid.]

Small finance bank and corporate fd offers 8.75 to 9. 50% interest.

[dahiyahbk]

Inflation rate is also not fixed to 6%, it can be 7 or even low as 2.5 in some years but I agree I would rather invest in Nifty index funds with an average 10-12% return per annum

[RJP]

So true, , My Parents made FD of 30-40 Lakhs, and I asked them to Give me a Just 1 Lakhs to invest for 26% Return for 5 years, They denied