My car caught FIRE - What happened and why | Car Insurance advice you SHOULD know

Well this was an episode I never wanted to make.

Most who follow me on social media would have seen that the 200 recently caught fire. No one wants to lose a $100k vehicle via flames, and my insurance didn't make it easy.

I go through in detail what happened, as well as where things have gone from there and some advice to follow for your own 4WD insurance.

Also, you get to see what car I bought next!

Cheers, hope you like it.

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[MADBONE]

Bottom line … insurance is not insurance

It’s the best legal scam

[bensbullet]

As the towie that came to pick you up glad to see your back on the road hope to see you out on the tracks not on the truck cheers

[colinbruns]

Lucky mate. Insurance companies will use anything to avoid paying

[louiskudlak]

Good your OK, bloody insurance companies don't want to part with their money and trying to get out of it

[TonyTony-rdrj]

Rats have been known to enter the engine bay when its cold to keep warm. They they start to chew on the wiring and cause short circuits. Next thing you know when driving you have a fire.

[barrythompson]

Need to get a fire extinguisher for electrical fires.

[Tom-lfhx]

What a score! Good to see your happy with it mate 😊

[xxplore]

Good to see you had a win and all turned out well.

[hankyspanky]

Thanks for the tip Todd and great news how things turn out great at the end. I’m on the hunt for a new insurance and hard to choose which is which.

[xCampingandAdventures]

Bloody loss mate I feel for ya I’m glad In the end it got all sorted bigger and better things moving forward, keen for another camp.

[whiskeytown]

Good video, on a separate note thanks for the recent Brunswick trip. Was an awesome day out. - The Mighty PS

[trevtreloar]

Very informative video 👍. A couple of years ago my wife's colorado was written off ( rac) and at the time it had my rims and tyres on. The assessor was happy for me to go and swap them back. I was very surprised.

[patsadventurelife]

Well done mate, its great that you found an awesome replacement 😊

[gettingtheretravel]

Good outcome. I’ve just purchased a new car and been with RAC for years. May have to reassess.

[brian]

years ago I was driving from Adelaide to Wagga when it got smokey I pulled over in the middle of nowhere lifted the bonnet and saw flames, I rushed to get the fire extinguisher and put the fire out, and with no phone reception managed to flag someone down. the insurance company played hard to talk to with my claim the same thing happened to me but they said b if I had left it they would have paid out but because I stopped the fire they would not.

[camlucas]

Hey Todd,
I know that sinking feeling mate. Going around a blind corner heading down a hill when some fool, over .05, stoned (medically apparently😂), unregistered and driving like a fool came across the double lines and we hit head on at around 170-180kph! Between me seeing his rooftop coming up around the bend and watching the centre of his grill hit my driver's side chassis rail took just enough time - like 0.8 seconds, for me to think to myself...'so, this is how it ends.'
I was in my pride & joy 2015 Hilux (MY'14) nearly ready to take on the cape. This was late during covid and the increased value era, shall we say, I searched and searched for a Hilux of the same model and k's...I purchased it new for $44k. Same car then had gone to $45-48k but they would only give me $24k. After 4mths with no work car and arguing my point I got $29k and the bought an emaculate '08 Prado Grande for $29k xxey but I love it and been watching your vids since. I just want to stress your point to all others...KNOW YOUR POLICY! If he was insured I would have got a replacement but in his state I was getting whatever I could argue for which still wasn't enough. He went away in the westpack chopper and is now doing time. I walked away in amazment at how good airbags are.

[richardcharlton]

Great advice mate thanks for the tip 👍

[michaelnugara]

Fn insurance companies. Glad you got a payout but sad you lost your ride. Also good you got some accessories back. Thanks for sharing 👍

[harisbuza]

It’s easy to say insurance companies will do anything to reject a claim but I would hate to think how many 4wds burn to the ground due to dodgy 12 volt install and then go for a claim. To do a proper big 12 v install takes a lot of thought and planning, or any install for that matter. Happy for you that it worked out I would hate to go through something like this.

[bigfishfishing-]

Fuck. What a shock and what a story. Never expected this to pop up. Im glad it worked out for you