New Debt Trackers & Charts

I finally figured out how I want to track my progress, on each debt and on my total overall. I have both the simple/boring trackers -- plus some fun charts so I can better see visually the progress as I go along. And being able to easily see the progress is sooooooo motivating!

Do you have a chart that you love??? Please share below.

#debtfree #debtfreejourney #debtpayoff #debtpayoffplan #creditcarddebt #budget #budgeting #financialgoals #debtsnowball #zerobasedbudget

[terryhenderson]

Really, really like your totals this month! Not all months will be as dramatic but you're honestly snowballing and you will still see progress.

[jeanm]

Great video, you explained everything that you were doing very well.

[donnab]

I love using trackers, I now use them for savings, you will get there!

[nwabbit]

Another great video, to be a newbie at budgeting you really make it easy to understand. I'm so happy for you. I got off track a little this month starting a new project but jumping back on.

[gurdywolosz]

You are an inspiration. Great job. Great attitude !!

[vfd]

I think you’re doing such a great job & keep up that hard work!
I look forward to watching your videos and seeing your progress! 🥳🥳
Have a great week and I’ll see you on your next video (can’t wait)!

[simplykimbudgets]

I love those trackers (trying to resist changing mine again lol)!

[heartandfriends.]

New subscriber. I love the way you break things down and will be adding interest to my tracking. I was very encouraged.

[anjaguillen]

I like this video. So motivate. Keep up the good work 😊.

[sarahschreffler]

I've got some of the debt free charts -- but not that one. I have a Personal Loan I've been paying on for a while so I think I'm going to go get that

[bblessedg]

So proud of you! Congrats on your progress, in paying off debt!!!! 🎉🎊☺️👍🏾 #inspired

[thebosshouse]

Amazing progress! Those are nice trackers too. I might have to check those out. 👀

I don't currently use any debt charts, but I love the free savings trackers from Hassle Free Savings. 💜

[maryrock]

Such a great job on your debt progress! I'm assuming you have a very healthy savings/emergency fund in order to be able to put so much on debt?? Good for you!! Great job!!

[bojanag.]

Make line for monthly interest in total debt tracker :)

[terryhenderson]

$700+ on interest with the Amex card just hurt to hear.

Run the numbers but consider putting a little extra principle down against 11% personal loan before AmEx is fully paid off. The goal is to either bring the minimum payment down (then pay the original min amount) or raise the amount of principle in each minimum. The concept being to reduce that basically 66.6% interest payment each month and effectively snowball balance reduction within the minimums you are paying.

If the personal loan isn't structured to reduce monthly interest payments in this way, then consider an extra payment every so often for just the monthly principle amount. This would just be $52 (170-118) based upon the numbers you've showed. By paying $52 (or less, or more) you will chop 1 month off the end of the loan BUT you will be saving $118. Being able to spend $52 and save $118 can be a morale booster.

[ThisBoomerBudgetz]

Can you give us the site where you got the trackers

[wendybroadhurst]

Please, if you have not already, check that 10 yr loan to see if you can pay it off EARLY. Some have penalties.

[tiffanymcrae]

Good afternoon I'm trying to find out were. did you get your debt trackers from. I wish you sell them, because I buy mines from you thanks T. McRae

[thisishowweroll]

Congrats on your progress. I am curious why you chose to pay your Chase card below zero. Don't you now need to wait for a refund?

[minionbeck]

I would Max out the personal loan to make a lump sum payment on one of your high interest cards. The personal loan will keep you credit rating high despite paying off the credit cards. If the personal loan is the lowest interest rate, I'd tackle it last