BUDGET WITH ME:September 2023 | Family of 4 $4600 | Budgeting when you have zero motivation 😭

Welcome to our channel, my name is Lay👋

I am a mother of two and we are a family of four on a debt free journey where we take you step by step and payment by payment along the way!

Todays video is our September budget with me with a twist- budgeting after the month started!

If you enjoy budgeting, cash stuffing, debt and savings updates be sure to like, comment, share and subscribe to follow our families journey each step of the way!💕

[cesiahamaya]

I went from 150 to 30 a month with T-mobile on my internet bill. I was skeptical but I made the switch and internet has been great so far! Major savings!

[SavvyMama__]

Hey love! Glad your hubby got a job offer. Yes fall season and all the crock pot meals I’m all for it. ❤️

[BudgetsWithELMA]

Welcome back & great budget breakdown 👍 Congratulations to your husband getting a new JOB 🎉

[Frugalityislife]

Congrats to hubby on getting a new job ❤

[laurapellett]

Missed you. Happy for your husband and his job offer.

[gotitrightonce]

Hey Lay! Loved the video! Do you have a link for the planner you use?

[abudgetfullofgrace]

I LOVE that PAPERS workbook! I just decided to stick with digital but if I was going to do paper and pen, it would be that one!

Xfinity tried to charge us $130 for internet and we got them down to $80ish with tax.

What a great breakdown and explanation ❤

[noelledayhoff]

Hang in there girl - it's hard!!! Every little bit helps. I can appreciate the wisdom of Dave Ramsey, but I can't handle the abrasiveness so Kumiko was a much better fit for me. I've been following many YouTubers for the lower income and can appreciate that sometimes savings and debt payoffs look like pennies instead of dollars. You're doing a great job! With the extra shifts and work you are doing, I'm sure it is difficult to follow channels for motivation. May I suggest, just working your budget and take a break from the budgeting channels for a little while to focus just on your journey? Go down a more fun rabbit hole of podcasts just to give yourself a break from what others are doing. I've been enjoying watching Kaci Nicole, she is a young mother and her channel is faith based with bible studies and encouragement. Prayers for you and your family and CONGRATS on the job offer for your husband.