$5300 Budget With Me | Zero Based Budgeting | Budget By Paycheck

Hi friends! I can't believe we are kicking off November. This time of the year can be a real budget buster, so we're setting up our budget to help us stay on track!

Welcome to my budgeting channel. I’m a 41 y/o mom of 4, wife, and nurse budgeting our way to becoming debt free! This channel will have videos of our real budget, debt payoffs, cash stuffings, and savings challenges!

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Connect with me:

Stefsonabudget
PO Box 45242
Rio Rancho NM 87174

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Supplies I Use:
Expander Discs (from Happy Planner

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Disclaimer: I’m not a financial advisor. This channel showcases our personal journey to financial peace 💛💜

#budget #budgetwithme #cashstuffing #debtfreejourney #thebudgetmom #sinkingfunds #savingschallenges #budgetcommunity #debtfreecommunity #cashenvelopes #happymail #savings #budgetbypaycheck #budgetbypaycheck #zerobasedbudget #mondayminisavings #savings #savingmoney #savingschallenge #cashenvelopesystem #cashenvelopestuffing #debtfree #budgeting #mondayminis #mondayminissavings #savewithme

[KatieoftheHouse]

Your budgeting videos are fantastic, Stef!
You are so right that there are always things that pop up with the holidays. The big buffer totally makes sense.
I hope November is a great month for you! 🎉

[shellie]

Great video Stef. That freebie is super cute!!! 🌈💜

[Thefaithfuldash]

Watching while doing Etsy stuff! Love watching your budget breakdown!🥰💛

[yesenia]

Love watching your budget breakdown ❤ these videos are very helpful, thank you for sharing 💕

[martatorres]

Great video 😊 thanks for sharing 💜💜 thank you for the freebie🤗

[islandlady]

Please consider listing you monthly layout. Great video. Thanks for sharing

[budgetingbydeenaus]

Great job 👏 been missing you over on my channel 😊❤

[christineoreilly]

These budget breakdowns are so helpful. Thank you for posting them.

[JeanandKenny]

This was great and very realistic, thanks for sharing!

[brazilian-cash-stuffer]

Hello! I also like to keep the extra debt pay on fixed expenses, and the reason is very much the same you had! 😅 I ended up using the money for other stuff! On fixed expenses, it is a higher priority in my head

[Lifeoverdebt]

Hey bestie! November looks to be a good month for you! ❤❤❤❤

[Budgeting_with_Lee]

Great video, thank you for the freebie 💚💚💚

[LaineyBugBudgets]

Great video! I have the hardest time with my paper budget and watching others do it definitely helps! Very helpful ideas ❤

[ElizabethSmith-rzfb]

Thank you for sharing! Where do you get money for your minis? It wasn't on your Budget.
Thank you for the freebie!
I of course sang that song lol

[sml]

Thank you for your transparency. It honestly helps me. Sometimes I feel guilty for putting money aside instead of paying it towards debt. Honestly there’s always something that comes up that i didn’t budget for and I have to pull it out of some other envelope or use my credit card which defeats the whole purpose. I enjoy watching your videos. I got my dashboards and printed out the trackers for my month ahead. I was setting it up while watching your video. I love them. I put them in a clear shaker binder so I can see the dashboards. Can’t wait to use it. I will be starting next year unfortunately I can’t do it right now.

[AngelMclilly]

I love this video! New Subscriber for sure

[ButtercupBudgets]

4:00 I thought that was a baby cooing 😂

I love your budget with me’s! ❤

[lolethawoods]

Happy Saturday Stef 😊 I love the cover❤

[AEBudgetz]

Hey friend, awesome video, Blessings

[bargainCocobudgets]

TY for sharing your blessings big hugs from Coco